Assisted Living in Westchester County, NY
The fascinating county of Westchester is located just north of New York City. Although the southernmost border is shared with the urban Bronx borough, the suburban setting of Westchester is a welcomed change from the hectic city setting. Westchester County has a population of about 976,000 across 500 square miles with most residents living along the Hudson River or the Atlantic Coast. The largest town by population is Yonkers and the densest city is Mount Vernon. Both are the southernmost towns in the county and offer more of an urban feel compared to more rural areas. The climate is similar to NYC with cold winters and hot summers. Along the coastline temperatures are cool, windy, and more humid compared to further inland; inland residents can expect more snow during the winters and less heat during the summer. Westchester County is also well-known for its beautiful fall season.
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Westchester county is a famously historical location surrounded by landmarks and significant structures. Sleepy Hollow, now known as Tarrytown, and Yonkers are popular areas for those interested in preserved history. Early American architecture and beautiful outdoor scenery makes up numerous areas throughout townships and homesteads. The county is popular with people looking to avoid the metropolitan lifestyle while retaining accessibility to big city amenities. Westchester has many highways and bridges throughout the county and public transportation is easily accessible. Amtrak serves much of the area, as well as Metro-North railroad, both of which provide direct access to New York City. The Bee-Line Bus System travels directly to NYC as well as to/from the Westchester County Airport near the Connecticut border. The MTA bus system also runs from Yonkers to Manhattan. Plus, residents can enjoy a beautiful ferry ride from Ossining in Westchester to Haverstraw in Rockland county.
Westchester County is a popular location for New York retirees and Wall Street commuters alike. Seniors make up roughly 14.2% of the population with an average income of roughly $45,473 a year. Cost of assisted living tends to range from $3,000 – $5,000 per month though the N.Y. Office of Aging has several programs that can defer costs. It’s important to mention several New York tax laws that can help cover assisted living costs, including tax exclusions for social security income, annuity exclusions, and only partial tax on IRA withdrawals. Crime in Westchester is dramatically lower than neighboring Bronx city due to the suburban atmosphere and small town feel. Proximity to NYC and the system of highways creates a reasonable law enforcement presence that maintains low crime rates. Westchester is an ideal location for seniors who value quaint history, natural scenery, and peaceful communities while still remaining close to everything the city has to offer.