Nashville Assisted Living
Moving into an assisted living community is a major life event. Many factors should be considered before choosing a facility, including location, services offered, cost, and how payments will be made. Nashville residents can rest easy knowing some of the best top-rated communities are available in Music City.
What’s Assisted Living Cost In Nashville?
The 2015 Genworth Cost of Care Survey for Tennessee reports that the state’s median rate for a one bedroom, single occupancy room in an assisted living facility is $3,395 per month. The average cost in Nashville is comparable at $3,325 per month. The national average is slightly higher at the monthly rate of $3,600.
The prices vary depending on location throughout the city. Facilities can begin at $1,475 per month for a semi-private room in Nashville to more than $4,200 for a two bedroom apartment. Services offered may also impact the rate difference among locations. SeniorAdvisor.com awarded two assisted living communities in Nashville the 2016 Best of Senior Living Award as rated by families: Brookdale Belle Meade and Brookdale Green Hills Cumberland.
What You Can Expect From Assisted Living Services
Many assisted living communities offer services like fresh meals, dining, and housekeeping services. Some facilities allow small pets and individual outdoor areas like patios or balconies. High quality communities offer resident activities to keep you or your loved one engaged. Transportation and on-site medical services are often included at no extra cost. You can now choose the community that is the best fit for you by comparing facilities listed in an online directory.
What To Look For In An Assisted Living Community In Nashville
The need for certain services will change as your needs evolve. Review the range of services offered to meet your physical, emotional, and social needs. Many of the communities in Nashville offer health and wellness programs to keep you active and fit, both in mind and body. Directories like SeniorAdvisor.com feature service checklists that you can take with you on a tour of a new facility. The following are a list of services many high-quality facilities offer their Tennessee residents:
- On-site medical care
- Personal care
- Toileting and incontinence
- Bathing and dressing
- Alzheimer’s and other dementia care
- 24-hour staff and security
- Emergency systems
- Exercise programs
- Meals and dining
- Medication management
- Laundry service
- Social and recreational activities
Family members and caregivers should visit in order to come to a joint decision to ease concerns and make the move as smooth as possible. Online reviews are available and are usually written by the residents or their immediate family. High quality facilities are available in a wide range of rates in Nashville.
Payment Options for Assisted Living
Unlike other services, Medicare will not cover the cost of assisted living, however there are several options available. Long-term care insurance policies covering home care should include the cost of assisted living. Coverage may also include those deemed facility-only.
Life insurance policies can provide care now for a Nashville resident. When you cash in the policy, the company buys back the policy at 50 to 75 percent of its total value. If the company does not, the policy is sold to a third-party company that will continue paying the premiums. The company will collect any benefits in the event of the policyholder’s death. With this option, the policyholder only receives a percentage of the policy’s face value, averaging 50 to 75 percent.
The VA Aid and Attendance is available for qualified individuals that served in the military during wartime. This benefit covers care either at home or in an assisted living facility in Nashville. A veteran must have served for at least 90 days as active duty and/or one day during wartime. The medical condition does not need to be service related which gives spouses an added advantage, however certain medical conditions must qualify for assistance.
Medicaid funding for Tennessee residents in assisted living facilities is not available, however the program will cover skilled nursing home care through the state’s PACE program.
After you have made the decision on location, confirm that the community offers continuity of care. As residents age, it is critical that care plans are in place. With continuum of care, you or your loved one will remain with familiar faces. Take the time to research and tour several Nashville assisted living communities to find the perfect one for you or your loved one.
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Find assisted living in Nashville near you.