Cincinnati Assisted Living
If you are thinking about moving into an assisted living community, you probably have a lot of questions about daily life and associated care expenses. Assisted living communities aim to preserve the independence of senior residents that live an active and healthy lifestyle. Long-term care costs in Cincinnati are slightly higher than costs nationwide, but there are many ways that Ohio residents can pay for quality care in a Cincinnati assisted living facility.
What’s the cost of assisted living in Cincinnati?
Cincinnati is a city that is home to world-famous museums, top quality health care, sports teams, concert venues and much more. The location’s rich culture has made it a popular destination for thousands of retirees, which has driven up the price of assisted living in the area. In 2015, the median cost of assisted living in Cincinnati was $4,110 per month, which was significantly higher than the national monthly median of $3,600.
Not all assisted living communities in Cincinnati are expensive. Seniors that decide to settle down in Cincinnati can find a wide range of prices when researching local assisted living facilities. The Kenwood by Senior Star charges just $295 per month for a semi-private room, while prices at the Mallard Cove Senior Living start at $4,000 a month for a single bedroom apartment. No matter what your budget is, you can find affordable, quality care in Cincinnati.
The switch to assisted living
Assisted living quarters typically consist of private apartment-style rooms with an attached kitchenette and bathroom. Most communities offer private studio or single bedroom quarters, while others offer residents the option of saving money by sharing a semi-private or 2-bedroom apartment with a roommate. Residents are able to cook for themselves, clean, and maintain their own apartments. Most assisted living centers also provide communal meals and housekeeping services for seniors that require assistance with daily living activities. Trained staff are on-hand 24 hours a day to ensure that community residents are safe, happy and comfortable.
How to find the right assisted living community in Cincinnati
When considering local assisted living communities, it is important to look for a place that fits with your current lifestyle. Pet owners might want to look into pet-friendly communities, while church members may want to research faith-based communities. A community that caters to your current interests and lifestyle will make the transition from independent living to assisted living much easier. You can talk to friends, family, and neighbors about which community might be right for you. Online reviews can also provide helpful information from the point of view of current community residents.
Assisted living in Cincinnati can be expensive, so it’s important to keep your budget in mind when researching local long-term care facilities. Most assisted living communities charge residents a monthly fee that covers room and board, but other services may come at an additional cost. Keep in mind that your care needs may change during your stay at an assisted living facility, and you must be financially prepared to cover continuity of care costs. You can schedule a campus tour to learn more about any assisted living community in the Cincinnati area.
Affording the costs of assisted living in Cincinnati
Assisted living in Cincinnati may seem expensive, but there are many ways that Ohio seniors can cover care costs. Homeowners that are moving into an assisted living facility may want to sell their house and use the proceeds to cover the community’s monthly fees. If you have a spouse or loved one that is still living at home, selling your house may not be an option. In this case, you can take out a reverse mortgage on your home and cash out a life insurance policy to help pay for assisted living care costs. Some long-term care insurance policies may also help to cover assisted living expenses.
Low-income seniors with limited assets can apply to receive financial aid through the Ohio Medicaid program, which ensures that all state residents have access to affordable health care. Ohio’s Assisted Living Waiver program helps seniors that are eligible for Medicaid benefits to cover the costs associated with assisted living. Veterans that require full-time care can apply for financial assistance through the VA Aid & Attendance pension at their local VA benefits office.
Cincinnati residents that want to make the switch to assisted living can choose from dozens of top quality communities that provide seniors with the opportunity to live an active, independent lifestyle. Visit SeniorAdvisor.com to find out more about long-term care in the Cincinnati area.