Albuquerque 55+ Communities
If you are an older adult, then you may have been thinking about downsizing and simplifying your life. A 55+ community is often the answer. In these types of communities, you can maintain your independence but get help when you need it.
Most rental agreements cover the cost of basic utilities, some entertainment, meals, transportation, laundry, housekeeping, and on-call staff. Sometimes you are responsible for your own cable and/or internet service, so it is best to double check all included services.
There are amazing museums to enjoy in this vibrant town. The amount of artwork and culture is something that you will never be able to fully explore because it is that vast. If you are adventurous, then there is nothing like taking a hot air balloon ride in the ballooning capital of the USA.
Expenses Of Independent Living In Albuquerque
In the city of Albuquerque the average rent is $670 for a one bedroom and $845 for a two-bedroom apartment. Independent living units in Albuquerque cost substantially more. Higher end apartments monthly cost can start as high as $4,768. There are plenty of communities that span a wide range of costs and vary a lot in the services they offer.
Camano Retirement Apartments offers economical housing options. Transportation services and meal plans help meet the needs of Albuquerque’s 55+ population.
The Woodmark at Uptown offers classy apartments and wonderful amenities such as a library, grand piano, local shopping, and a sun room. Staff are on call all the time and each unit has its own thermostat.
More details on the communities above and your other Albuquerque independent living options are available by visiting SeniorAdvisor. Independent reviews, monthly rates, and more will help you decide what the best option is for you.
Planning Your Future
You need to be aware of the financial implications of going into an independent living community. Paying someone else to do things for you can cost a lot over the years. You want to make sure that moving to a community is the best choice for you at this point in your life.
Retirement plans sometimes have penalties if funds are withdrawn before age 62, so if you want to move to a community sooner, there may be a yearly limit that you can withdraw. This might only cover a few months of your basic fees.
Homes have equity in them so you can sell yours and use the funds for your retirement. If you own real estate in multiple places you may considered selling or renting them as an income source for your new lifestyle.
Finding Things To Do
Living in a retirement community means having more time to explore and spend time doing things that you actually want to do. Now is the time to take that art class you never got around to. Of course you can also travel at your leisure as well.
There are lots of ways to fill up your day and the fact that you will be making new friends all the time will help you get out and do more even if you have a tendency to stick to yourself or a close knit group.
The staff of your community will help you find things that interest you. If you are having trouble in any way, they will be your guide.
Bringing Your Pet With You Requires Planning
People love their pets and you will want to bring them with you. Make sure you realize what this might entail. A pet that is used to having a lot of room may find it harder to adjust to a new smaller living situation. Smaller dogs and indoor cats adapt the easiest to apartment or condo living.
Know All Your Options
Of course finances will play a big part in your decision when it comes to choosing a 55+ community, but there are a lot of other things to consider. You need to determine what is the best value that will make you the happiest. One community may include more services in their fees, which may be costly but possibly a better value for you.
Getting Help With Downsizing
The amount of extra possessions you have to deal with depends on how large of a space you live in now and whatever storage units you may rent. Moving to an independent living community will likely involve having to let go of some of the things you own.
Usable items can be donated to charity and you can receive a tax deduction. Selling more valuable items can help cover some of your future expenses.
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