San Antonio Assisted Living
Each year, thousands of Texas residents make the switch to assisted living. San Antonio is home to dozens of assisted living communities that aim to help residents maintain an active and independent lifestyle. Assisted living in San Antonio can be expensive, but there are many ways that Texas seniors can save on care costs.
How much does assisted living cost in San Antonio?
San Antonio is a popular retirement destination due to it’s warm climate and diverse culture. The San Antonio River Walk is one of the most popular tourist destinations in Texas, combining shopping and dining with traditional architecture. Because of the city’s booming popularity, the median monthly cost of assisted living in San Antonio reached $3,925 in 2015, which was significantly higher than the national median cost of $3,600 per month.
There are dozens of assisted living communities in San Antonio that cater to any senior’s budget. Blue Skies of Texas West has tiered pricing that starts at $187 for a semi-private room and just $207 for a private studio. The AutumnGrove Cottages in Stone Oak and in Blanco, on the other hand, offer luxury studio apartments starting at $5,990 per month. Almost all assisted living communities offer private single bedroom or studio apartments, but some facilities also offer residents the cheaper option of living with a roommate.
What is an assisted living community?
When independent living is not an option, assisted living provides a safe and controlled environment in which seniors can function independently. Most assisted living communities offer apartment-style bedrooms with an attached kitchenette for cooking and cleaning. Residents who cannot cook their own meals can eat professionally prepared food in a communal dining hall. Many facilities also offer social and recreational services designed to help keep seniors active. Assisted living communities strive to cater to the unique needs of their residents, preserving as much independence as possible.
Picking out an assisted living community in San Antonio
Your budget is just one factor to consider when looking at assisted living communities in San Antonio. You should also think about what facility might suit your lifestyle best so that you can continue participating in the pastimes that you enjoy. Prospective residents can find faith-based communities, pet-friendly facilities, and centers with medical services on site. You can talk to friends, family members and neighbors to find out more about any given assisted living community, or you can check out online reviews written by current residents.
When researching assisted living communities, it’s important to note what the facility’s monthly fee covers. This fee may just include room and board, or it may cover additional services such as transportation and recreation. You can speak with a San Antonio senior living advisor to learn more about different local assisted living communities and their cost breakdowns. These advisors are paid by the communities that they represent and thus their services are usually free for seniors. Your senior living advisor can match you up with the perfect assisted living facility and help you to schedule a campus visit.
How to afford assisted living in San Antonio, TX
The price of assisted living in San Antonio may seem high, but there are many ways that seniors can save on long-term care costs. Some insurance plans will cover the cost of room and board at an assisted living facility, while other plans provide more extensive coverage. Check with your insurance agent to see what long-term care costs your policy covers.
Many homeowners decide to pay for the costs of assisted living by selling their house. After fees and taxes, the proceeds of the sale can be put towards your room, board, and other services. If a spouse or partner still wishes to live independently at home, taking out a reverse mortgage can help to cover care costs, as can cashing out a life insurance policy.
Seniors that don’t have the financial means to pay for assisted living may be eligible to receive Medicaid benefits. This program helps low-income Texas residents to access affordable healthcare services. Veterans and the wives of veterans can apply to receive the VA Aid & Attendance pension each month to cover the costs of assisted living. This pension is not restricted to veterans that saw combat, but rather, is open to any veteran that is housebound or requires the aid of a caregiver.
San Antonio boasts dozens of top quality assisted living communities that offer senior citizens a safe environment in which to live an independent lifestyle. You can visit SeniorAdvisor.com for more information about assisted living in the San Antonio area.
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