Sacramento Assisted Living
Assisted living is a step that many seniors take when they find that they are no longer able to live safely on their own. Sacramento residents can find dozens of top quality assisted living communities throughout the city that cater to every walk of life. The costs of long-term care in Sacramento are similar to care costs nationwide, but there are many ways that California seniors are able to slash assisted living expenses.
How much should I expect to pay for assisted living in Sacramento?
Sacramento is home to dozens of top quality assisted living communities. According to the Genworth Cost of Care survey, assisted living in Sacramento is generally cheaper than in the rest of the United States. In 2015, the national median cost of assisted living was $3,600 per month, while the median cost of assisted living in Sacramento was just $3,250 each month.
Sacramento residents can find a range of assisted living communities designed to fit any lifestyle and budget. Prices range from $1,380 for a single bedroom apartment at Walnut House to $3620 for a semi-private room at the luxurious Oakmont of Carmichael. Many communities have tiered pricing options for long-term residents to choose from based on the level of care that they require.
What does assisted living care involve?
Assisted living communities provide personal care and health services for seniors who need help with certain daily living activities. Every resident has unique needs that are met by a skilled staff that is on hand 24 hours a day. Assisted living allows seniors to live as independently as possible while in a safe and controlled environment. Many facilities offer apartment-style rooms that contain a kitchenette for cooking and cleaning, while prepared meals and housekeeping services are available for those that need assistance. Seniors can also keep active by participating in social and recreational services offered by the community.
Searching for an assisted living community in Sacramento, CA
With so many options to choose from, Sacramento is bound to offer an assisted living community to suit any lifestyle. Seniors with cats or dogs can find pet-friendly communities, while those with long-term health care needs may want to look into a community with medical services on-site. It can be helpful to talk to friends, family and even current residents while researching assisted living communities. Online reviews can also provide helpful insight into which community might be right for you.
Most assisted living communities charge residents a monthly fee that covers both room and board. This fee may or may not include additional expenses such as medical services or transportation. It’s important to look into what amenities are covered by a community’s monthly fees. You can schedule a visit to any assisted living community campus to find out more about everything that the facility has to offer.
Managing assisted living expenses in Sacramento
Assisted living can become expensive over the years, especially for residents that require long-term medical care. Luckily, there are plenty of ways that Sacramento seniors can afford the expenses associated with assisted living. Many seniors choose to sell their home before moving to an assisted living community, which can help to cover much of the cost. Seniors that have a spouse or partner still living independently at home can take out a reverse mortgage and cash out a life insurance policy to help with living expenses.
Long-term care insurance may help policyholders to pay for the costs of assisted living. Some plans cover just room and board, while others offer more extensive coverage. It’s important to talk with your insurance agent to see exactly what your plan will cover when it comes to assisted living.
Low-income California seniors may be eligible to receive government benefits to help cover the costs associated with assisted living and long-term medical care. The California Assisted Living Waiver program is open to disabled seniors that require full-time care and seniors with limited assets that are eligible to receive state Medi-Cal benefits. This program pays for qualifying seniors to receive assisted living care in a Residential Care Facility for the Elderly or in public subsidized housing. Veterans and the wives of veterans that require full-time care can apply to receive additional government aid each month through the VA Aid & Attendance pension.
Sacramento seniors can find affordable, quality care at dozens of unique assisted living communities scattered throughout the city. Prospective residents can visit SeniorAdvisor.com to learn more about long-term care in the Sacramento area.
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Find assisted living in Sacramento near you.