Indianapolis Assisted Living
When you make the decision to move from the home you have lived in for years to an assisted living facility, there is no question it will be quite a change. You may be curious about things such as how daily life will be, the costs associated with the move, how to find the ideal location, and how you are going to pay for it all. The good news is that there are countless facility options available in Indianapolis to suit virtually any lifestyle you may have, which means this transition may not be as challenging, or difficult to pay for as you expect. Take some time to learn what Indianapolis has to offer.
What is the cost of assisted living in Indianapolis?
The communities that offer assisted living in the state of Indiana generally offer housing, supervision, meals and assistance with daily living activities, including managing medications, dressing, grooming and bathing. Across the nation, the average cost of care is around $3,600, while in Indiana the cost is slightly higher at $3,693 per month.
The actual cost of the facility will be based on a number of factors and the prices can vary greatly across the region. For example, at the Autumn Park Assisted Living Community, the cost for a private one-bedroom space starts at $3,200 while the cost for the same amount of space at Bethany Village Assisted living starts at $1,800. There are quite a few options in between as well.
Options offered for assisted living
No two seniors are the same. Just like when you are shopping for a new home or apartment, you want to find an option that will cater to your likes and the things you want to do. For example, for seniors who enjoy a more active lifestyle, Somerset Lakes offers tennis courts, volleyball courts, and basketball courts. There are also pet-friendly options such as Arborwood at Mann Road, which welcomes pets with no type of breed or weight restrictions.
Tips to find the right assisted living community in Indianapolis
Once you have determined the type of assisted living facility you are looking for and your preferred location, you should begin making a list of potential communities. Start collecting recommendations from relatives, neighbors and friends about the facilities and even check the reviews online. You may also want to speak with a senior living advisor who knows about the Indianapolis area to assist you in finding the preferences that best meet your budget. These advisors are typically paid for by the actual communities they are recommending, which means the services they offer are free for seniors and their family members. You can even arrange to visit the various assisted living facilities that you are most interested in.
Be sure that you get to know what each facility is included in the monthly fee and what services will cost extra. Also, does the community offer continuity care in case needs change? It is a good idea to create a checklist for each facility and write down notes to ensure all questions are answered.
Payment options for assisted living
When searching for assisted living facilities in Indianapolis, it is easy to be blown away by some of the high costs. However, it will likely cost less than hiring someone to come to your home, while also covering taxes, insurance, bills and other home ownership related costs.
While Medicaid may cover some of the costs associated with assisted living, this is not a program that is designed to long-term care costs. There are some other options. For example, the senior can sell their home and use those funds to pay for their living costs. They can also consider a reverse mortgage, which is something that is only offered to seniors. Finding new ways to pay for the services and care that is needed is a priority for seniors who need to find a quality assisted living facility.
There are also additional organizations in the Indianapolis that can assist military veterans, including Aid & Attendance, which is a monthly benefit that comes tax-free for veterans and their surviving spouses. The amount of help provided is highly dependent on the veteran’s actual financial situation but can provide additional help to pay for the costs.
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Find assisted living in Indianapolis near you.