Philadelphia 55+ Communities
It’s time to retire and there is no better place than the city of brotherly love to settle down and enjoy your golden years. Perhaps you’re just starting your research on how to spend your retirement and have come across 55+ communities.
You might be wondering what they are and if they are right for you. Independent living, 55+, and retirement communities are all similar. These facilities can offer more than most regular neighborhoods and communities. If you don’t want to have to worry about home repairs, lawn maintenance, preparing meals, or planning trips, a 55+ community is a good fit for you.
The good news is that you don’t have to move far from your home or even leave Philadelphia because it is home to at least a dozen senior living facilities. Places like Wesley Enhanced Living at Stapeley have earned SeniorAdvisor.com’s 2016 Best Senior Living award.
What You’re Going To Pay In Philadelphia
The cost of a 55+ community is probably the first thing to cross your mind. It’s going to cost more than the average rent in Philadelphia. For a one bedroom apartment in December of 2015, you would pay an average of $1,171 and $1,499 for a two bedroom.
In order to familiarize yourself with the price of independent living, you have to consider everything that you are going to receive with that cost. Not only do you get housing, but you get exclusive services and amenities that you won’t find in regular neighborhoods.
Making a comparison of many different independent living communities is recommended. This does not have to be as time-consuming as you might think due to the availability of information online. SeniorAdvisor is one of the best sites for getting details about communities such as cost and amenities offered.
Making The Cost Affordable
By now you might be worrying about how to pay for a retirement community and if it’s even worth the cost. The first thing to note is that you may likely have to pay for a 55+ community with your own money because things like Medicaid often don’t cover these kinds of living expenses. You should still check your coverage though because eligibility will be different across the states.
There are other programs that you can look into to fund a retirement community so you don’t have to pay for everything yourself. If you have a retirement fund, then you shouldn’t have to worry much about this kind of cost. You can also use Social Security benefits and funds from selling your home.
If you’re single, you can look into getting a roommate to help lower the rent but make sure you can live with each other long-term. If you don’t know where to start when it comes to money, you can visit Life Care Funding Group and they can help you look for ways to pay for senior living. No matter what, there are plenty of places in Philadelphia that can fit a variety of budgets.
What You Get From A 55+ Community
Now it’s time for the fun part, planning your retirement years. This is where a 55+ community is a great resource because you have the freedom to customize the type of lifestyle you would like.
First, you need to start with the basics. This includes things like the type of neighborhood you want to live in, the kind of home that you want to have, the type of upkeep you would like, and who you want to be able to visit.
Do want an apartment or a house?
Do you have pets or want to get them in the future?
Do you like to do your own lawn care and home repairs?
Do you want to be able to have overnight guests?
Does your family include small children who will visit often?
Do you have a car or easy access to public transportation?
Do you like to cook?
These are all great questions to ask so that you can narrow down what you want from your 55+ community.
Next, you want to decide what you would like to do with your free time because this will help you choose the amenities and services that are offered. This includes things like day trips, excursions, traveling around Philadelphia, taking classes or lessons on-site, access to fitness classes and equipment like a gym or swimming pool, golfing, and community events like variety shows and game nights.
These are all things that you can find in a retirement community and they are the best way to enjoy your retirement.
Learn more about Philadelphia Senior Living here:
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