Naples Alzheimer’s Care
Alzheimer’s affects different people in different ways. The growing number of people living longer means that Alzheimer’s is an increasing common condition. Unfortunately, it takes a lot of planning and care to give those that suffer from this condition the help they need.
Naples is served by the Florida Gulf Coast Chapter of The Alzheimer’s Association. The association is a great resource for those that are dealing with the emotional and financial aspects of Alzheimer’s. Having a great support network makes it easier to cope with Alzheimer’s and its impact.
The Impact Of Alzheimer’s Disease In Naples
In 2015, 12% of adults over 65 in Florida had Alzheimer’s disease.
In 2015, there were 500,000 seniors age 65 and older that had a diagnosis of Alzheimer’s disease.
In 2015, a total of 1,058,000 caregivers contributed care they were not paid for.
Researching The Cost Of Advanced Care In Naples
Alzheimer’s communities will cost exponentially more on average because of the level of services you get. Meals, rent, utilities, transportation, and medical care are normally always included in the most basic level of community living units.
The national median monthly cost for nursing home care in 2015 was $6,692 for a shared room and $7,604 for a private room, according to the Genworth Cost of Care Survey.
The monthly median cost of full service nursing care in Naples was $8,324 for a semi-private room and $10,018 for a private room.
Adult day care programs averaged $1,300 monthly in Naples.
The average cost of Alzheimer’s care in Naples ranges greatly. You can find a more accurate estimate of what you can expect to pay by visiting SeniorAdvisor. You will be able to customize your search based on independent review ratings, cost, and amenities.
Finding The Funds To Pay For Naples Memory Care.
A financial advisor is helpful when it comes time to take a look at how to pay for memory care. Retirement funds and pensions are great ways to pay for your costs if you invested in them over the years.
Selling or renting real estate can provide the needed income to help pay for care. Many seniors find it easier to just sell a property than to deal with what is required to rent or lease a property. Those that have a lot of real estate may consider letting a rental or real estate agency handle their rentals and just send them a deposit every month from the proceeds.
Long-term care policies have become more common since the cost of elder care has been on the rise for so many years. If you or your loved one has a long-term care policy, make sure it is reviewed so you know the level of benefit you can really expect. Lifetime limits can come into play and must be planned for to avoid a lot of stress later on.
The VA Aid & Attendance pension is a benefit available to veterans, spouses, and widows. The benefit is also available to those that have lost a child in a foreign war. The Department of Veterans Affairs should be contacted to start the application process.
Medicaid programs can help cover some or all of the cost of long-term care for low income persons or those that simply cannot pay the high expense of care out of pocket. It is important to keep in mind that those that own their home should talk to a lawyer before signing any payment agreements with Medicaid benefits due to Medicaid recovery laws.
Finding Ways To Cut Costs In Naples
There are different levels of dementia. The doctor of you or your loved one can more accurately diagnose what stage the dementia is at. Those with only some memory loss may be able to have a roommate in the beginning while those with more advanced dementia may not be able to safely have a roommate.
Many dementia patients start with adult day care services and then as the dementia advances, they move to a facility that offers a higher level of care. Unless someone has long-term care insurance, out of pocket expenses can be reduced a lot the longer a patient is able to stay at a lower level of care.
It is important to calculate the emotional and financial toll that caring for someone with memory loss can be on a caregiver. Many caregivers try to provide care for longer than they should for both the patient and themselves.
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