Cleveland 55+ Communities
There comes a time when some individuals would like to have some help with chores around their home, but are not in need of full time nursing care. In many cities, there are several independent living options that have much to offer an aging adult who can still maintain a high level of independence.
Investing in living in an independent 55+ community can allow you to have amenities and resources that might not otherwise be available such as laundry services, pool, gym, a community center, and more. Group activities are common at 55+ communities, so it is easy to make friends.
The Cost Of Cleveland’s 55+ Communities
Independent living apartments and rent will usually cost more on average than a regular apartment due to the amenities offered. In December 2015, the average cost of a 1-bedroom apartment in Cleveland was $713, and a 2-bedroom unit was $873.
A community located in the city is slightly more expensive than those located outside the city. Costs in the city can vary between $785 to $5,150 per month depending on the level of care and services you require. Independent living establishments such as Kirby Manor have reported prices of $2,548 per month. The Rockport Retirement Community, a full service independent living facility located near Cleveland, has a price structure that puts them in the middle range.
When it comes time to make an important decision about your future, you want to be certain that you are well informed. SeniorAdvisor can help you look at all your independent living options with free independent reviews, pricing, and more.
Funding Your Independent Lifestyle
You will have to use your personal finances to pay for your 55+ community. If you own your own home, consider selling it in order to apply the proceeds to fund your 55+ community.
Long term care insurance, Medicaid, and other health care programs do not cover living expenses for adults that are able to move around independently. These programs may cover aid or home health care costs if and when you need them. However, they do not cover daily expenses such as food, clothing, and other needs.
If you are a single person, you may be able to reduce your living expenses by splitting the cost of an apartment with a roommate. This also gives you some companionship over the years. Make sure you consider all aspects of sharing a space before you agree to anything. Specific communities may have rules about roommates and sharing apartments, so be sure to double check all the policies.
Options and Amenities: What To Look For
You need to make sure that the community you choose is capable of meeting your needs enough for you to be happy and lead a fulfilled life. Here are some common concerns of those thinking about making this important lifestyle choice.
If you are renting, it is essential to know what costs are included in your fees. Services that are often included are basic housekeeping including laundry, a bit of group transportation, and lawn services, if applicable.
Can I Take My Pet?
Since 55+ communities are privately run, they can impose various pet rules. Pets no doubt restrict where and what type of housing you can get. There may be limitations such as no large dogs or specific breeds. A pet deposit may also be added to your move-in costs. Take the time to read all the rules carefully and ask questions to avoid potential issues.
What Are The Terms Of The Lease?
The cost of independent care is not a small investment. It is important to understand your lease terms entirely. Sometimes you can lock in lower rates if you sign a longer lease. Move in and one-time service fees can add to your initial expenses. Make sure that the final price you agree on and the length of the lease is something you are comfortable with. If you decide you don’t like living there later on, you may be liable for the rest of the lease anyway. It is important to carefully consider your position before signing any lease.
Are There Amenities Nearby?
Part of the great thing about independent living is that you have assistance on the day to day chores but you also have the freedom to get out and enjoy yourself and handle other aspects of your life. Having parks, theaters, shopping, and other resources close by can be important. Most independent living communities will have a list of nearby places of interest.
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