Low Income Housing for Seniors

Low Income Housing for Seniors

There are several free resources you can use to locate affordable senior apartments that suit your needs from online search tools to local housing agencies that provide details about types of rental assistance and how to apply. Here are some steps you can take to find safe, affordable senior housing near you:

Decide where you’d like to live

Choosing a geographic area is important. Keep in mind that apartments in metropolitan areas are likely to cost more. View Fair market rents (FMRs) online or speak to a housing counselor. Questions you might ask yourself:

  • Is it close to family and friends?
  • Does it have nearby grocery or convenience stores?
  • Is it close to public transportation or health services?
  • What other amenities or building features might you need, such as assistive ramps or meal delivery?

Search for senior apartments

If you have a specific area in mind and prefer to find your own apartment, start your low income senior housing search with HUD’s low-rent apartment search tool. Find qualifying senior housing properties in your area and apply to them directly. For example, a search for Princeton, New Jersey shows available properties in that area, including unit types such as elderly or disabled, number of bedrooms, and management contact information.

Also take this time to read the online reviews for the senior apartments you’re considering. This will allow you to learn additional information about the senior apartments as well as learn if others enjoy living there. For example, a search for senior apartments in Princeton, New Jersey reveals the following reviews on SeniorAdvisor.com:

Senior Apartments Princeton NJ Online Reviews on SeniorAdvisor.com

Choose a housing type

Your next step is to determine what type of HUD housing may be right for you. Location, cost, and apartment size are key factors to consider. Additional considerations might include if locations are exclusively for senior residents, building type (apartments, high-rise, etc.) and amenities such as recreational and social activities. Research rental rates for federally subsidized properties in your location.

Then, based on your needs, apply for low income senior housing. Make appointments with properties directly or contact your housing agency to get started. Don’t forget to ask family or friends in the area for recommendations.

Waiting lists are often long so apply as early as possible. Also, you may qualify for one PHA and not another because income limits vary by region. Learn more about how to apply for senior housing.

Know your rights

Get the facts about the Fair Housing Act to learn about how it helps protects you and senior housing.

Written by Erin Poole


  1. Odwin August 29, 2016 Reply

    Low income apartments for senior citizens are pretty hard to get.

    We can look around for old age homes and many other institutions, but to get a good home is not that easy.

    The ideas you have mentioned above is genuinely worthy and one must give it a try.

    Thanks for sharing the post here.

  2. Skylar Williams September 7, 2016 Reply

    Odwin mentioned that it’s pretty hard to land a good place to live. I can attest to that. I’ve been trying to find a good place for my parents for awhile now. To be fair, they are hard to please.

  3. Dorothy mims September 10, 2016 Reply

    Looking for help for my untie she has no income she’s 56 an has no social security card. We have tried everything trying to get one for her, what else can I do .

  4. Janei November 14, 2016 Reply

    Access to affordable housing is a concern for older persons, especially the 4.2 million individuals, or 9.5% of all elderly, whose incomes are below poverty level.

  5. Willma Jones January 6, 2017 Reply

    I am looking for a decent low income one bedroom senior apartment. I’m on a waiting list for one, but it could be over 3yrs to hear anything from them.

  6. Nessem morcos May 17, 2017 Reply

    Nessim s morcos may / 2017
    I did apply for senior low income affordable one bed and one bath for ,,after more than 4years ago I applied an apart. For more than a place , and still have a waiting list for how long ,gods only know ,just one apart. Any wharf around fifty miles from west Los Angeles hhhhhheeeeeellllppppm,I NEED A PLACE TO LIVE

  7. Judy May 31, 2017 Reply

    I am desperately looking for a low income apartment for my brother, who is 73 yrs. old. He only has social security to live on and his rent is just short of his social security check, which leaves him about $200.00 for the rest of the month. I have tried every avenue but cannot seem to get anywhere.

  8. Judy seager May 31, 2017 Reply

    I am desperately trying to find low income housing for my brother who is 73 yrs. old and only lives on his social security check. He pays his rent and is left with about $200.00 for the rest of the month. I really need help with this problem due to the fact, my brother is starting to lose his memory which makes things much more difficult.

    • Amelia Willson June 5, 2017 Reply

      Hello Judy, is your brother a veteran by chance?

  9. Gina Shin July 18, 2017 Reply

    I am trying to apply for low income senior housing for more than 5 yrs now, please help us stay in peace as soon as possible, am now healthy and 72. Thank you for your concern!

    • Amelia Willson July 24, 2017 Reply

      Hello Gina, so you’re trying to apply for low income senior housing? I would check with the HUD department of the state you live in.

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