Low Income Housing for Seniors
There are several free resources you can use to locate affordable senior apartments that suit your needs from online search tools to local housing agencies that provide details about types of rental assistance and how to apply. Here are some steps you can take to find safe, affordable senior housing near you:
Decide where you’d like to live
Choosing a geographic area is important. Keep in mind that apartments in metropolitan areas are likely to cost more. View Fair market rents (FMRs) online or speak to a housing counselor. Questions you might ask yourself:
- Is it close to family and friends?
- Does it have nearby grocery or convenience stores?
- Is it close to public transportation or health services?
- What other amenities or building features might you need, such as assistive ramps or meal delivery?
Search for senior apartments
If you have a specific area in mind and prefer to find your own apartment, start your low income senior housing search with HUD’s low-rent apartment search tool. Find qualifying senior housing properties in your area and apply to them directly. For example, a search for Princeton, New Jersey shows available properties in that area, including unit types such as elderly or disabled, number of bedrooms, and management contact information.
Also take this time to read the online reviews for the senior apartments you’re considering. This will allow you to learn additional information about the senior apartments as well as learn if others enjoy living there. For example, a search for senior apartments in Princeton, New Jersey reveals the following reviews on SeniorAdvisor.com:
Choose a housing type
Your next step is to determine what type of HUD housing may be right for you. Location, cost, and apartment size are key factors to consider. Additional considerations might include if locations are exclusively for senior residents, building type (apartments, high-rise, etc.) and amenities such as recreational and social activities. Research rental rates for federally subsidized properties in your location.
Then, based on your needs, apply for low income senior housing. Make appointments with properties directly or contact your housing agency to get started. Don’t forget to ask family or friends in the area for recommendations.
Waiting lists are often long so apply as early as possible. Also, you may qualify for one PHA and not another because income limits vary by region. Learn more about how to apply for senior housing.
Know your rights
Get the facts about the Fair Housing Act to learn about how it helps protects you and senior housing.
Written by Erin Poole