Wichita, Kansas residents have more than 160 assisted living options to provide them with a helping hand. Being informed of all your choices as to available services and amenities before you spend any money is important. This helpful guide will come in handy as it provides detailed information about assisted living services and their costs along with some creative solutions on how to cover the expenses.
What exactly is assisted living? Services associated with assisted living are designed to provide individuals with help in their daily activities. The level of care aligns with a more independent lifestyle than that received in a nursing home, which involves around-the-clock 24-hour continuing care.
Individuals that receive assisted living services are able to maintain a higher level of freedom and more flexible lifestyle so that they can continue to be active in the community. Those individuals that live in assisted living residences will have access to enhanced features such as wheelchair mobility and elevators. Examples of in-home based assisted living services include:
General housekeeping and cleaning Washing the clothes Giving rides to medical appointments Cooking meals Grocery shopping Running errands
An assisted living residence unit may resemble an apartment style home that is all on one level with easy access to outdoor spaces and gardens. Other types of accommodations may include dormitory style rooms where each individual has their own private space and private bathroom along with direct access to onsite services and amenities.
There are about 169 assisted living communities within the Wichita, Kansas area.
Features of assisted living residences include 24-hour staff and individualized service plans.
The Assisted Living Federation of America (ALFA) maintains a detailed listing of assisted living facilities within the Wichita area. The list includes reviews along with helpful comments posted by previous clients that used the services.
The annual cost of assisted living services within Wichita, Kansas is significantly higher than that of the national median average rate. According to the 2015 Genworth Cost of Care Survey, Wichita-based assisted living services cost about $57,000 per year in comparison to the national average rate of $43,200 annually. The Wichita rates reflect a 9% annual growth increase during 5 years.
In comparison, the estimated cost to receive homemaker services in Wichita during 2015 was about $41,756. The cost for home health aide services during that same period was exactly the same, coming in also at $41,756 per year. The estimated expenses were figured by Genworth based on performed services that were given during the course of a 5-day week that covered 44 hours within a one year period.
The variations between the costs of receiving in home based services such as those provided by caregivers, housekeepers, and home health aides is generally upfront and clear cut. Agencies that provide in home services usually charge by the hour. A minor exception may be for live-in aides with rates for this type of service going by the day, week, or month.
Since assisted living residence units offer individuals a wider range of options and plans, you will need to ask questions to find out what services are included in the costs. A community facility setting offers a greater variety of features, which is helpful in planning your budget to cover essential services and the added cost of selected amenities.
Sometimes you need to get creative when it comes to finding alternative ways to finance assisted living expenses. If you continue to live in your own home and are fairly independent, one option is to consider a reverse mortgage.
You can then use the funds to cover the costs associated with your assisted living services. Other innovative solutions include the possibility of working part-time to bring in some extra income. You may also want to think about having a roommate and sharing the costs together to save money.
The Kansas Legislature established the Senior Care Act (SCA) program for Kansas residents to help them meet the expenses of assisted living services. The program is available for eligible individuals that are 60 years of age and older who can partially contribute to the expenses.
After an assessment is done to evaluate the ability of the individual to cover some of the costs, a plan is outlined for their services. This program is administered through the Kansas Department for Aging and Disability Services in conjunction with the Area Agency on Aging (AAA).
Find assisted living in Wichita near you.