You might think that it is inevitable you will have to move to a nursing home or assisted living facility as you get older but this isn’t the case at all. Many seniors are choosing to age in place or stay in their own home for as long as possible. There are a few popular services that make this possible like homemakers who can help with maintaining your house as well as cooking and running errands or home health aides that can monitor your health and help you with things like getting in and out of bed or reminding you to take your medication.
There are a few resources you can use so you don’t have to pay for everything out of your own pocket. It’s especially helpful if your doctor has recommended you get help in order to stay in your home safely. Veterans can use their VA benefits to cover costs and if you’re a low-income senior you can use your Medicaid benefits. Long-term care insurance is also an option you just need to make sure it’s covered in your policy. The Administration on Aging has a series of home and community-based programs covered through the Older Americans Act to help seniors cover the cost of care in their homes.
The best way to get a good idea of cost is to look at averages and the national monthly average for in-home care services is right around $3,800. Now, your total cost will depend on a few factors like the kind of care you need, how frequently you use it, and where you live.
In D.C., the average cost for in-home care is both a little higher and a little lower. Homemaker services are a little less and average about $3,051 per month while home health aides are a little more and average about $4,576 per month. You could pay anywhere from $100 per day to $150. These numbers might seem high but when you consider the fact that the monthly cost for a semi-private room in a nursing home is $10,114, the prices are a little better.
You need to do your homework when you start looking for providers. Talk to your close and trusted friends or family members to see if they have any good suggestions and your health care providers might have a few referrals as well. You can look at the providers on the Better Business Bureau of D.C. to see their ratings and read customer reviews.
You need to also ask some important questions from each provider like do they have the proper licensing, insurance, and are they bonded? Find out how they hire their employees and if they use background checks. Learn about their payment options and how they schedule their services and any other information you may need before you decide to sign a contract or agreement.
You don’t have to rely only on homemakers or home health aides when it comes to in-home care. In fact, there are plenty of other options available and you can find them through internet service platforms.
Handy can help you find housecleaners in the area while TaskRabbit and Favor can connect you with assistance on any other chore or errand you might have. Have pets? Use Rover.com to find dog walkers or pet sitters in the area. If your house needs a little more attention than clean floors or dishes, try Amazon Home Services or Porch.com. Just like with any provider, ask questions and use trusted services.
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