The cost of living in Washington, D.C. is not well-known as being low or affordable. This is true for all aspects of daily living include groceries, health care, housing, utilities, transportation and other costs. This is why it should be no surprise that the cost of nursing home care is higher than the U.S. average. For some, seeing this price initially causes a bit of sticker shock, but when considered carefully, the actual costs are in line with other costs for the local area.
The costs of nursing homes in Washington, D.C. are included in the highest rates around the nation and the costs are increasing twice as quickly compared to the national increase.
In the past six years, the cost of nursing homes in Washington, D.C. has risen by an average of 10.19%. This is much higher than the national increase year over year of 4.4%.
The population of Washington, D.C is 658,893 with 12% of that population being over the age of 65.
On average, the cost of a private room in a Nursing Home in Washington, D.C. will cost $288 per day or around $108,000 per year. Compared to the national average, this is about 10% higher. This cost is expected to keep going up, especially as more and more people require these services.
In the Washington, D.C. metropolitan area, there is a total of 135 nursing homes. This means that the services, amenities, and offerings are vast. Most nursing homes provide the same basic care, including help with daily tasks, such as getting dressed, grooming, personal care, and nutrition. They also provide activities for residents, which will allow them to enjoy socialization with other residents. Nursing homes are designed to provide all services that a person may need, from occupational and physical therapy, to assistance with getting out of bed each morning. The skilled workers have the ability and knowledge to care for patients, regardless of what their current state of health actually is.
There are many nursing homes such as Bedford Care, which offers all the comforts of a home with various living options. For example, at this specific location, residents can choose their accommodations as well as what they do. There are some facilities that have on-site nail and hair salons and quite a few locations that are pet-friendly. Moving to a nursing home does not mean that you have to give up everything you love about home, with all the options, you can find one that offers all the comforts of home, and more.
When searching for nursing home care in Washington, D.C., the safety and health of the resident should be a top priority. If health violations or bad ratings are noted, it is a good idea to ask a person on-site about what is going on and why this is present. It is also important to consider the cost of the facility and what is able to be realistically afforded year after year. Other things to consider include the environment in the nursing home, additional activities that are offered and what amenities are offered on-site. All of these factors can help a senior and their family find the right nursing home facility.
Both D.C. Medicaid and Medicare will pay for nursing home care to a certain extent. Only D.C. Medicaid will pay for long-term care. The main difference is that D.C. Medicaid will cover those who need long-term care and who present a financial need. In many cases, a person who needs long-term care in a nursing home will use both D.C. Medicaid and Medicare.
In order to qualify for D.C. Medicaid for nursing home care, a person has to meet a certain “level of care.” This means that the individual requires quite a bit of help with day to day activities. The amount that will be paid is directly dependent on a person’s income.
Some other options that can help cover the costs of long-term nursing home care in Washington, D.C. include the purchase of long-term care insurance and reverse mortgages. There are some seniors who may also be able to sell off their personal home to cover these costs. Veterans may be eligible for veteran’s affairs benefits, and there are other small assistance programs that may be able to be utilized.
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