For most Americans, home is the place to be. We all love being surrounded by familiar things in a place where we have enjoyed many milestones over the years.
Advancing age can make remaining at home difficult without help, and moving into an assisted care community or nursing home is not a solution. The majority of seniors would prefer to age at home, without the stress and emotional turmoil of leaving a beloved home and neighborhood.
We can look at a survey conducted by AAR to confirm this fact. According to AARP, 71% of individuals between the ages of 50 and 64 want to stay home for the duration of their senior years. The results from people aged 65 and older are even more emphatic; over 90% of seniors in this age bracket express a preference for staying home.
Virginia Beach seniors are lucky that there are many resources available to make aging in place possible. Continue reading to discover what in-home care options are available, how to find an in-home care provider and even ways to pay for the care you need to stay in your home.
Virginia Beach seniors can choose from over 20 in-home care providers.
In-home care agencies in Virginia Beach must meet stringent standards to be licensed to provide service in the state of Virginia. The employees of these agencies must be fingerprinted and pass a criminal background check to work in a senior’s homes.
There are almost one million people working as home health aides in the U.S., and over 3,000 of them work in Virginia.
A Virginia-based home health aide will earn close to $22,000 per year, working full-time.
The cost of homemaking service in Virginia Beach is about $120 per day or $3630 per month (using figures from the Genworth cost of care survey).
Your money is well-spent if you need assistance with daily chores and errands that have become too difficult to perform on your own. Homemaking service will provide you a wide range of help.
Homemaking service will provide you someone who will help you to get dressed and groomed. You’ll have someone to do light housework and provide meals. The home will be routinely checked for potential safety hazards, and you’ll have someone to monitor your condition and communicate your health status to family members.
If you have pets or a collection of houseplants, homemaker service provides someone who will help you care for them.
If you’re an otherwise healthy and independent senior, homemaker service will supply you with convenient assistance and amenable social contact in your home.
There can be a marked price difference between homemaker service and a home health aide in many states, but this isn’t true in Virginia Beach. The monthly cost of a home health aide is slightly less in Virginia Beach; you’ll pay an average of $3,500 per month, as opposed to about $3,600 per month for homemaker service.
A home health aide can represent savings over residing in a nursing home; the average monthly cost of nursing home care in Virginia Beach is about $6,600 per month for a semi-private room.
Home health aide service will provide seniors with much of the same care as homemaker service, with the addition of critical medical care.
Home health aides can conduct pulse, temperature and blood pressure checks. Your home health aide has training in senior nutrition, patient transfer techniques, and infection control.
A home health aide will be able to check/change wound dressings and also help you use mobility devices like wheelchairs or walkers.
Your home health service will have met state mandated requirements that ensure the highest standards of quality in-home care are maintained.
There are many levels of in-home care available for every stage of your senior years.
While you’re the most independent, respite care can be a good option. With respite care you’ll have help when you need it. If you’ve taken ill temporarily, are convalescing, or have a regular caregiver who needs time off, respite care can help when you need it.
As you become less able, regular part-time care can be scheduled that will supply help on certain days when you’ll most need it. Whether it’s doing the laundry, cleaning the house, or performing a weekly series of errands, part-time help can make life easier.
For seniors who require more comprehensive care, agencies can schedule assistance for anything from full-day to round the clock care, keeping you in your home throughout your old age.
Virginia Beach seniors should use online search to find providers who service where they live. Speak to friends and family who use in-home care and find out what they think of different agencies.
Make full use of online reviews regarding the experiences of seniors with the different in-home care companies.
Consider whether hiring someone to work for you directly is a good option. If you don’t mind the concerns inherent in being a private employer, it could be a way to save a lot of money on in-home care.
Long-term care insurance is a good way to pay for the in-home care you need. As long as you have a medically verified condition that requires help with daily activities, your insurance may pay for the care you need.
Senior homeowners have the option of getting a reverse mortgage for a stable monthly income that could defray much of the cost of in-home care.
American combat veterans may qualify for the VA Aid & Attendance pension. If you qualify, you can use that money to pay for your in-home care.
Low-income seniors can look into state provided funding for in-home care through Virginia Medicaid.
Whatever way you decide to use, speak to a financial professional to understand the consequences of your financial decisions.
Find assisted living in Virginia Beach near you.