Paying for nursing home care is a major expense that many families are afraid they may not be able to afford for their loved ones. This is especially true in Virginia Beach, where there are plenty of places you can end up spending big money. Thankfully, nursing homes in Virginia Beach are less expensive than in the rest of the country. Of course, there are also high-end options available as well.
In recent health inspections and surveys, it was found that nonprofit nursing homes tend to offer a higher level of care.
Virginia has over 275 licensed nursing facilities with a total of more than 30,000 beds.
There are 28,457 nursing facility residents in Virginia according to the latest numbers from 2014.
In various areas of Virginia, there are twenty Local Ombudsman Offices in area agencies on aging.
When you compare the numbers to statewide and national rates, the costs for Virginia Beach nursing home care is really quite inexpensive. The national median rate for a semi-private room is $82,125 per year according to the latest numbers. In the Virginia Beach area, this rate is only $78,475. When you choose a private room, the national price jumps to $92,378, and in Virginia Beach, it is $92,710 per year.
These expenses may seem high when you are not used to long-term care costs. Yet, there are ways to make nursing care more affordable for your budget by mitigating the costs. There is a wide range of pricing point within Virginia Beach. Based on the kind of care you want, you can lower the costs drastically. Also, with over a dozen facilities in the area, it should be easy to pick a home that meets your financial needs.
Providing you with the best possible health care and attention is the main goal of most nursing facilities. There are always trained medical staff on hand, including nursing assistants, doctors, and nurses. Specialists are also brought in when patients are in need of them. The team is adept at making sure all health care needs are met, scheduling and performing therapy, treating wounds, and administering medications.
The nursing team is highly skilled when it comes to long-term care procedures and handling residents who are near the end of their life. Not only do they provide emotional support, but they can also offer hospice care for patients and their family members. Also, mental health checks, specially prepared meals that meet specific nutrition standards, exercise and therapy to stay mobile and strong, and other basic needs are also met.
No one wants to spend their later years worrying about health care and procedures. That is why nursing homes provide so much more, such as entertainment and fun. Many facilities keep residents in high spirits by organizing regular social activities, including live performances from local groups and theme nights. You can also participate in planned day trips if you are able enough to travel outside of the facility. This will be a great chance to really take in Virginia Beach.
Finding the right nursing home for your needs is obviously very important. However, how do you know what to look for? You can start by creating a list of features that you would like in a facility. You can then begin searching for homes that meet these needs. You should be sure to visit each place you are interested in and ask plenty of questions. Also, check out their state inspection report. Find out everything you can from current residents, directors, and staff to get a good feel for your prospective new home.
Try to take a tour of the facility to orient yourself and to see the areas and rooms where you will be spending the majority of your time. Eat a meal with other residents if you can and interact with staff members to ensure you will be comfortable when you eventually move into the home.
One of the biggest hurdles you may face before moving into a nursing facility is figuring out how to pay for the room. It is a considerable expense for most retirees. Fortunately, there are a variety of ways that you can lower the cost and find the money to cover it. For instance, when you choose a semi-private room, it will always be less expensive than a private room. As a matter of fact, you could save upwards of $14,000 per year when you choose a semi-private room in Virginia Beach. Plus, when you have a roommate, it is easier to avoid loneliness and to make new friends.
If your home is just going to sit vacant once you move into a nursing home, you might consider selling or renting it out to help pay for your care. You could also look into paying for your nursing home care by pursuing a reverse mortgage or cashing out a life insurance policy. Yet, these options may not be right for you. First, consult with a trusted financial advisor before choosing these alternatives since they can have long-term ramifications.
A long-term care insurance policy can go a long way in covering the costs for your room in a nursing facility. Most if not all of your expenses will be covered by a long-term care policy. When you do not have insurance and need financial help, your next best option will be Medicaid. Just by checking your eligibility, you could have a significant portion of your care paid for. By looking into their VA benefits, vets can see about financial aid. Also, there are nursing homes in some states that are dedicated to serving veterans.
You are sure to find the Virginia Beach nursing home that is ideal for your twilight years when you take the time to find out what alternatives are out there and do your research.
Find assisted living in Virginia Beach near you.