The city of Tucson is considered an urban Mecca, that is growing, thriving and definitely alive with activity. This is the ideal place for active seniors to settle down and enjoy their golden years. New restaurants, bars, and specialty shops are opening regularly amidst the historic buildings and locations and the old-fashioned streetcar allows residents to easily get from one part of town to the next.
Currently home to more than 526,116 residents, this city is one that is full of life. However, the population is aging, with 11.9 percent of people here being over the age of 65. It is a pleasant place to live due to the favorable climate and the most affordable options for senior care and the many high-quality medical facilities in the location.
If you are ready to begin looking for a new location to live, then knowing about some of the options in the area can be quite beneficial. In addition to contacting PCOA, which is the Pima Council on Aging for Tucson residents, helpful information on the city for seniors is highlighted here.
Getting to know the city and what to expect as you age can be quite beneficial for those considering Tucson as their retirement home.
It is expected that by the year 2030, the number of people in the state of Arizona who are over the age of 85 will increase more than 135%.
Many people in the state of Arizona suffer from some degree of Alzheimer’s disease, which is why it is even more important to plan for long-term care now, rather than waiting.
Getting older is a fact that everyone will have to deal with eventually. At some point in time, you may decide it is time to shed some of your old way of life to adopt a new one. For some seniors in Tucson this may mean moving into a nursing home or assisted living facility, and for others, it may mean simply downsizing to a more affordable senior apartment.
Getting to know the cost expectations of some of these options can help a senior make the decision of where they want to live and what option makes the most sense for their particular needs.
Licensed homemaker services (hourly cost): Between $15 and $23: $45,760 annually on average. Adult day care services (hourly cost): $78 to $80; annual cost of $20,475. Assisted living (private room): $2,250 to $5,550 per month; annual cost of $45,000. Nursing home care (semi-private room): $166 to $247 per day; annual average cost of $75,920. Nursing home care (private room): $225 to $350; annually $90,896 on average.
For some, the idea of an independent senior living apartment is the best option. These locations typically cater to the over 55 population and provide an income-based living. More information about their services is available through the U.S. Department of Housing and Urban Development, HUD.
Taking some time to figure out how much care you need is the best way to determine the type of senior living arrangement that is best for you. For example, active seniors who may need a bit of help during the day could enjoy living at the Cascades of Tucson, where there are constant activities going on. Another option is Mountain Trace Terrace, where residents can enjoy independent living or a higher level of care. Taking the time to assess your needs is the best way to find the care or living facility that is right for you and where you will be happy.
One of the biggest challenges for someone when they are looking for some type of senior living arrangement in Tucson is how they will pay for the facility chosen. In fact, this is one of the biggest causes of stress in this situation. While private insurance and private pay are common ways that these services are paid for, they do not always cover the complete costs that are incurred. The good news is, Arizona is one of the states that actually works with seniors and their families to help and cover long-term care needs. This is through the Arizona Long Term Care System, the Medicaid Program in Arizona. This program is designed to provide assistance for those who are 65 years of age or older, and who are physically or developmentally disabled. The program has specific requirements that must be met in order to qualify.
If a person does not meet the eligibility requirements for this, but still needs help covering the costs of these facilities, there are other options. For example, they can choose to have a reverse mortgage, or even sell their home. This offers a way for seniors to pay for their senior living facility without having to deplete their savings or having to take money away from their loved ones after they pass away. Taking some time to learn what is available can help anyone find the facility that best meets their needs.
Find assisted living in Tucson near you.