Making a move from your lifelong home to an assisted living facility can be a huge change. You may be wondering what day to day life will be like as well as the costs of care. You may also wonder what you should do to find the right location for your needs. The good news is that the costs of assisted living communities in Toronto are not excessive and there are quite a few options to suit various lifestyles in a number of neighborhoods around the city. Here you can get a glimpse of what assisted living in Toronto has to offer.
For 2016, the lowest monthly rate for a single person who is receiving assisted living care is $921.40 per month. For couples who are living together in these communities, the lowest cost is about $1,485 per month. The cost of the community selected can vary based on its location, the level of care that is needed, and how long the person plans to stay. Things that may cause the cost of this care to increase include adding cable television to the room, transportation services, and hairdressing services.
While there are luxury and faith-based options of assisted living communities, there are also options that are pet-friendly. This means seniors can bring their pets along to live with them. For seniors who want to remain in the mix of all the activity in the downtown area, they should consider Tapestry At Village Gate West. For seniors who may also need Alzheimer’s care should consider The Village Of Arbour Trails. Due to all of the options that are available, virtually anyone can find the right assisted living community to meet their desires.
Once a person has decided what they want in terms of services and activities and has selected a part of town, it is a good idea for them to begin asking others for suggestions of a community they may be familiar with. They can also check out online reviews for certain communities and find options that are highly rated online. It may also be a good idea to speak with a senior living advisor who knows the Toronto area well to help you find a location that matches both your budget and preferences. In most cases, these advisors will be paid by the communities they are representing. This means the services they provide are completely free to seniors who are looking for a new home.
Be sure that you understand what each facility includes in the monthly fee that is being charged. Also, ask about the services that are available for an additional cost. It is a good idea to make and bring along a checklist to each visit to make sure that you can take notes and remember to ask specific questions.
For some, finding the funds to privately pay for assisted living care can be quite challenging. Many find it becomes a financial strain on themselves, as well as their family who may be trying to help cover the cost of care. There are some provisions for assistance in Toronto.
The Employment and Assistance Act, or the Employment and Assistance for Persons with Disabilities Act, will provide money to pay a fixed monthly amount for assisted living services, once a person has proven they meet the requirements for this assistance.
For those who have a monthly rate assessed, that would cause a significant amount of hardship, they can apply to the health authority to have a temporary reduction in the monthly rate. This can help a senior cover the costs when they are not able to do so otherwise.
Other options to cover the costs of assisted living include looking into long-term care insurance and selling off assets such as your home, or stocks and bonds you may have purchased. While there are programs that will help pay for care, it is important to make sure you have planned your financial means to handle the overall cost.
Find assisted living in Toronto near you.