More seniors are choosing to stay home as they age, and with the various services available, seniors can stay home both comfortably and safely. Homemaker services assist you with cleaning, cooking, personal care, running errands, companionship, and transportation. You can also get in-home care to help you with medical needs such as health monitoring, medication, and various therapy programs.
To get reimbursed for in-home care expenses, you will most likely need to get a confirmation or note from your doctor that says you need these services to live at home independently. If you have a long-term care insurance policy, this insurance should cover in-home care expenses with the required information from your medical providers. Low-income seniors may qualify for Medicaid to pay for in-home care costs.
Some seniors may qualify for homemaker services from the Ohio Area Office on Aging. Wartime veterans along with their widows might be eligible for a VA Aid & Attendance pension to cover in-home care costs.
The cost of in-home care can vary from senior to senior depending on the number of services needed and if there are any necessary renovations to the home. You may have to consider updating your home for safety features such as grab bars and wheelchair ramps.
In the US, the average daily cost was about $122 for homemaking services and $125 for home health aide services, which you can figure about $3,800 monthly. The costs are about the same in Toledo with the average price of full-time in-home care costing $125 daily for homemaker services and $127 for home health aides, which is still about $3,800 monthly.
The first place to look for in-home care providers is to ask your friends, neighbors, fellow church or club members. You can also review ratings on the Northwest Ohio Better Business Bureau website.
When interviewing a company or an agency, you should ask about the following:
Once you feel comfortable knowing about the policies above, you can review the contract to be sure you are familiar with all procedures. You should never sign a contract or make payment until you know everything about the company.
Homemaking services will help you with the everyday chores and tasks. Home health aides will assist you with more medical monitoring. Sometimes you may need help outside of these two areas or just want to give your regular caregivers a break. You can find help for about any type of chore from various websites.
Rover.com helps you find local dog walkers and pet sitters for when you are unavailable. Favor and TaskRabbit are great sites for posting small jobs and tasks for people to bid on and for you to find help. Porch.com and Amazon Home Services assist you with finding help for home projects and renovations whether they are simple or extensive. Be sure to do your research on the company by reviewing online reviews. Also, ask several questions in regards to employee training and screening, insurance, payment policies, and work timeline.
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