It can be a big change moving from your home into an assisted living facility. You may have questions about how to pay for it all, what daily life is like, costs, and how to find the best places. The good news is that it may not be as difficult to pay for as you expect, the assisted living costs in Tempe are in line with the median for the rest of the nation, and there are facilities to suit different lifestyles in neighborhoods throughout the city. Let’s take a closer look at what Tempe has to offer.
Compared to the national median, assisted living in the Phoenix metropolitan area, of which Tempe is a part, is quite affordable. The national median is $3,628 for a month. In Phoenix, it is $3,470.
Depending on your location, the cost can vary quite a bit locally. For instance, SeniorAdvisor.com has listings in the metropolitan Phoenix area for assisted living providers with monthly rates ranging from $750 for a semi-private unit in Cameron House, which is located in nearby Mesa, to $4,400 for a private suite in a senior care center in the Green Acres Park neighborhood of Tempe. Between these two extremes, there are plenty of options.
Moving into assisted living should not mean leaving your dog or cat behind. Fortunately, there are pet-friendly options in Tempe, including Friendship Village, which is conveniently located next to the Tempe Canal Trail, a six-mile trail that is ideal for walking your dog. Or, if you prefer a more active lifestyle, you might consider Westchester Senior Living with its close proximity to recreation centers, trails, and golf courses. The Phoenix metropolitan area has an array of options that are sure to meet your specific interests.
Once you know what you want and where in town you want to live, it is time to start making a list of prospective assisted living facilities. Talk to relatives, friends, and neighbors first for their recommendations. Next, read online reviews of these communities and find other highly rated alternatives. You may also want to ask a senior living advisor who knows the Phoenix metropolitan area for solutions that match your preferences and budget.
Be sure to find out whether the center offers continuity of care, what is included in the monthly rates, and what services are only available for an additional cost.
At first, assisted living may seem cost prohibitive. However, when compared to paying for utility bills, property taxes, homeowner’s insurance, and routine and major home maintenance projects, it starts to look more affordable. Here are some ways you can help pay for assisted living:
Long-Term Care Insurance – Much of the expense can be covered by policy payouts.
Sell Your Current Home – The money you recoup can take care of assisted living.
Cashing out Life Insurance or Reverse Mortgages – These options may have tax and asset ramifications.
VA Aid & Attendance Pension – Contact the VA’s regional office for info and how to apply.
Medicaid – Contact the Arizona Health Care Cost Containment System to learn about your Medicaid benefits.
Ready to start your research into assisted living? Visit SeniorAdvisor to find award-winning care providers, scope out Tempe neighborhoods in greater detail, and much more.
Find assisted living in Tempe near you.