Tempe, Arizona is home to a wide range of lifestyle options for seniors in search of assisted living services. Whether you need a helping hand with daily living activities at home or are considering moving into a senior living community, you have many choices available. Some examples of assisted living services include housekeeping and laundry, meal preparation, transportation, and bathing and dressing.
Here’s an overview of assisted living in Tempe along with approximate costs and a checklist of what you should look for, questions you should ask, and suggestions on how to budget for and afford the costs.
There are many factors to consider when it comes to choosing assisted living services. You want to be informed and have all the facts before you sign any contracts and financial agreements. The Assisted Living Federation of America (ALFA) publishes an online brochure that you can easily download and have handy to guide you through the process.
The ALFA’s checklist, which is quite extensive, includes questions you should ask when visiting a facility and focuses on plan cost and disclosure of agreements and assessments, environment and physical features, on-site amenities, social and recreational activities, medication and health care services, and dining plans. A sampling of questions you should ask during your visit include:
Does the assisted living facility provide aging in place and continuum of care services?
Is the assisted living facility a pet-friendly community?
Will staff let you review facility policies, agreements, and costs in writing?
Are guests allowed to stay overnight when visiting loved ones?
Does the facility accept federal government financial assistance such as Medicaid?
The median annual costs in 2016 for assisted living services in Arizona include several major city metropolitan areas. Although Tempe is not featured, nearby Phoenix is included, which had lower overall costs in comparison to national rates. According to the Genworth Cost of Care Survey, the median price charged by an assisted living community in Phoenix was $41,640 in 2016, with prices rising at a rate of about 3% each year. The nationwide median annual rate for assisted living services in 2016 was $43,539 with projected increases of 2% per year.
Budgeting to save money on assisted living services is possible with a little planning and foresight. You can still get a high level of care while cutting back on expenses. If you decide to stay in your own home, try to narrow down your choices to include just those services that you need and do without those that add to the overall costs. Consider the possibility of having a close friend or relative move into your home to share the costs while you both benefit from in-home provided services.
Many seniors can benefit from the variety of federal government assistance programs that are available to help them cover the costs of assisted living services. Options include Medicaid, Veterans (VA) Aid & Attendance Pension, Section 8 senior housing, and social security benefits. If you recently retired, consider using your employer-funded pension to help pay for the expenses. Other creative resources include reverse mortgages or even selling your home and using the funds to pay for an assisted living apartment residence within a senior community.
Find assisted living in Tempe near you.