Florida is a popular retirement destination, and seniors have dozens of senior living options in the Tampa area. Whether you’re in the market for in-home assistance or need a higher level of care, we have you covered. Read on to learn more about senior living options in the Tampa area like concierge services, in-home nursing care, independent living communities, and assisted living facilities.
The Tampa Bay area has a higher than average senior living cost compared to the national average. The 2015 Cost of Care study conducted by Genworth shows that, as a nation, the median cost of semi-private nursing home care was $80,300 annually. In the Tampa area seniors paid $89,425 on average. The difference for a private room was similar. Nationwide the median was $91,250, and in Tampa, the annual average was $102,200.
Despite the higher nursing home costs, Tampa was at or below the national average for home health care, homemaker services, and assisted living. Nationally, assisted living cost seniors $43,200 annually on average, but in the Tampa area seniors paid only $36,000. Home health services were up to $10,000 per year higher than assisted living costs.
Every day new baby boomers retire, and with the growth of the senior population in Tampa come more options than ever before for senior living. Whether you’re searching for in-home help or are interested in one of the many senior communities in the area, you have choices in Tampa Bay. Here we discuss common in-home and facility-based options available to you.
Retirees who want to live in their home but need assistance can utilize these common services to find the right combination of care.
Homemaker services can be hired through an agency to do tasks around the house like cleaning, personal grooming, and can assist seniors with other personal care.
Home health services provide at-home medical assistance. Seniors who are diabetic, have cancer or heart disease can use these services to manage their conditions. Nursing staff can also assist with things like medication management, wound care, and more.
Adult day programs are off-site opportunities for seniors to socialize in a supervised environment while the caregiver is at work. Some centers offer options for seniors with dementia as well. The Florida Department of Elder Affairs offers resources on their website to help find the right center for you.
Concierge services provided through local agencies can assist with everything from home maintenance to walking your dog, and are available on an as-needed basis.
Do a bit of research on any provider you’re considering hiring. Read their online reviews, and ask friends and family for recommendations. Get the answers to these frequently asked questions to find the best fit.
Is the provider bonded and insured? Does the provider have a license to administer the care or services I need (only if the state of Florida requires a license)? Does the provider require new employees to have a clean background check? Does the provider put new staff members through training? Does the provider have a contingency plan in the event of an employee being unable to make their scheduled appointment? Does the Adult Day Center provide transportation?
Tampa boasts an array of senior living options to meet the needs of every retiree. Whether you’re looking to live independently in a community or need 24-hour access to care, there is a facility for you. Many facilities offer a range of services allowing seniors to access a continuum of care on the same property if their needs evolve over time.
Independent living allows seniors to live in their own apartment a resort-style setting with many of their day-to-day needs taken care of such as housekeeping and property maintenance.
Assisted living communities offer staff who provide assistance with daily tasks as needed, like personal grooming, housekeeping, and some meals, but still allow seniors to live in their own apartment or room in the community.
Nursing homes give seniors access to care day and night. These can be short-term following a hospitalization or long-term to help manage chronic diseases. Rooms, meals, and daily needs are included at these facilities.
Dementia care for seniors with memory issues is provided by specialized staff in nursing homes. The facilities are usually equipped with a higher level of security to reduce the risk of residents wandering and getting lost.
Ask for answers to these assisted living and nursing home questions Does the facility offer a continuum of care? If I need it over time, how does it work? How much are the monthly fees, and what do they include? Are there other services available, and what do they cost? Can I utilize independent concierge services while living here? Most facilities don’t allow this, but it may be important to ask if you need someone to help run errands, provide transportation, or walk your dog as examples.
There are a number of financing options for senior care. Most seniors look to their retirement savings and social security benefits as a first step. If those funds are limited, Medicaid is available to low-income seniors who apply and qualify. The VA Aid & Attendance pension is available to wartime veterans who apply. Their widows may also qualify. Using home equity and taking out a reverse mortgage is an option for some senior homeowners and should be explored with the help of a trusted advisor who can explain the tax implications and liabilities.
The Tampa Bay area boasts year-round beautiful weather, miles of beaches, hundreds of eateries, and loads of things to do for retirees in the area. Food lovers can’t miss the annual Tarpon Springs Greek Food and Wine Festival every year in October, and those who enjoy a good spectacle should check out the annual pirate festival Gasparilla every winter (usually late January or early February). Retirees looking to get more involved locally can check out volunteermatch.org to find openings for volunteers at local non-profits in the area.
We hope this helpful guide gave you some great ideas on senior living in the Tampa area. Be sure to browse the website for additional resources on assisted living, veteran support, respite care, and neighborhoods if you’re searching for additional information.
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