Tampa is home to 64 providers of in-home care and over 100 agencies are located in Hillsborough County. With so many seniors wanting to remain at home as they age, hiring a home health aide or homemaker is a good idea. In Hillsborough County, as many as 38,584 women age 60 and older live alone, while over 17,000 men the same age live alone. Whether you need care in the form of companionship or full-time intensive help, you can find affordable in-home care in Tampa.
There are several ways to cover the cost of in-home care to make it more affordable for your loved one. Florida Medicaid covers in-home care and more than 33,348 seniors age 60 and older in Hillsborough County are eligible for Medicaid.
The population of Florida seniors age 85 and older is expected to increase to 22 percent.
The population of seniors age 65 and older was over three million in the state in 2007.
In 2014, Hillsborough County was the home to over 410,000 seniors age 65 and older.
Hillsborough County has 144 Home Health Agencies.
There are 109 homemaker and companion service companies in the county.
Homemakers differ from home health aides by the types of tasks they are responsible for doing. Homemakers take care of light housekeeping, meal preparation, and provide companionship. Home health aides can provide these tasks as well as activities for daily living (ADLs), check blood pressure, and provide wound care. Homemakers in Tampa and the surrounding areas average $19 per hour with full-time homemakers earning $42,900 per year, according to the Genworth 2015 Cost of Care Survey for Florida.
Home health aides are certified and have completed a training program. Even with this training, home health aides in Tampa make comparably the same wage as homemakers. In the Tampa, St. Petersburg, and Clearwater area, home health aides make $20 per hour on average. A full-time aide averages $46,057 per year.
In-home care is available to fill the gaps in your schedule. If you work full-time, you can hire a caregiver for an entire eight hour shift, or just use a part-time aide to come by and check on your loved one. If you are the primary caregiver, consider using an aide for respite care for the times when you need a few days off from caregiving. Many agencies will send an aide out at the last minute if you or your regular caregiver gets sick.
If your loved one needs hospice care or around-the-clock care, you may want to consider hiring a live-in caregiver. You may need an aide with skilled nursing training to take care of your loved one when it becomes too much for you to provide the care needed.
Before hiring an aide, ask your friends and family for referrals and check all references. When you hire outside help, you are required to file all tax forms. You can also hire an in-home care agency to send highly-trained aides to your home for respite, part-time, or full-time care. The agency handles all the paperwork and payroll, however, you may not have a say in the caregiver hired. You can find ratings and reviews for many of the agencies at the Better Business Bureau.
It may seem daunting when considering the cost of in-home care in Tampa, however there are options to help offset the rates. A senior living advisor can assist you in finding options to pay for in-home care. Many families pay with funds in checking and savings, retirement accounts, and IRAs. Long-term care insurance plans can be used for in-home care to keep your loved one at home for as long as possible.
The VA Aid and Attendance is a benefit for veterans or their surviving spouses to cover long-term care. If your loved one served as active duty during war time, he or she may qualify. The Veterans Administration Office can help you complete paperwork and determine eligibility.
Florida Medicaid provides Long-Term Care Managed Care (LTCMC). If your loved one qualifies for Medicaid and passes through the Comprehensive Assessment and Review for Long-Term Care Services (CARES) requirements, then Medicaid will cover in-home care for a co-payment of $2 each day.
To learn more about the various options available to pay for in-home care, consult with an elder-law attorney or senior care advisor.
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