Your house has probably been a part of your family life for many years, and when it comes time to sell it and move, it could have a significant emotional impact. If you’re a senior, the move also comes with a lot of financial decisions that other homeowners might not face. You need to plan out your retirement, come up with a new budget, understand how your benefits work, plan your estate and consider your long-term care options. All of these factors might overwhelm a regular real estate agent, but a senior realtor can handle them with ease and make sure you find comfort in your new home in Surprise.
You might think a real estate agent can work with any client with no problems, but there are certain times that additional qualifications are needed. Senior realtors have taken more courses and training to earn certifications that better suit them to work with their older clients. The Senior Real Estate Institute offers a Certified Senior Housing Professional course, which is only available in certain states including Arizona. The National Association of Realtors has a Senior Real Estate Specialist title for agents that take extra courses during their real estate training.
Training for an SRES or CSHP helps agents familiarize themselves with the senior housing market as well as work with other professionals who serve seniors. Social workers, attorneys, and CPAs are just a few people that agents know and work with.
You should consider using a senior realtor if you’re 50 years old or older. These agents can help everyone from empty nesters looking for a smaller home to retirees ready to travel to the elderly who need to move into an assisted living facility.
Once you’ve made the decision to move, you should contact an SRES or CSHP agent so they can help you with the next steps. A good agent will learn your budget and keep you from spending too much money as well as assist you through this possibly emotional time. They will also make sure you have every advantage when it comes to finances and can teach you about reverse mortgages or any other tool that might help.
Senior agents aren’t just good for selling or buying a house but modifying your current home. If you don’t want to move but do want to make your current house easier to get around, then a senior realtor can help you find professionals who will make your house safer and more mobile friendly.
Since their training helped them network with other professionals, your agent will be able to work with your current attorney and accountant to keep you in your budget, help with your estate planning, and make sure your money is safe during the transition. Your agent might also be able to refer you to one of these professionals if you need one.
Surprise has a lot of senior realtors; you just need to know where to look. The Senior Real Estate Institute has an online directory that helps you find CSHP agents in your state. The National Association of Realtors also has an online directory, and you can find agents near you by entering your city or zip code. The Surprise area has dozens of agents listed at agencies like HomeSmart, Century 21, and REMAX.
Seniors might also have other needs when it comes to their moves like handling a house under foreclosure or relocating a military family. If this sounds like you, find an agent that has these certifications along with their SRES or CSHP that way your move will go even easier.
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