It’s a big adjustment going from your home to an assisted living facility. You probably want to know how to pay for it, what daily life is like, how to choose the right center, and how much it costs. Luckily, the costs in Surprise are in line with the rest of the country, it is less expensive than you think, and there are communities that cater to every lifestyle in neighborhoods throughout town. Let’s look at Surprise assisted living.
In the Phoenix Metropolitan Area, where Surprise is situated, assisted living is fairly cost-effective. The nationwide median cost for assisted living is $3,628 per month. The monthly rate in Phoenix is $3,470.
The local prices vary a lot depending on where you live in the Phoenix metro area. Listed on SeniorAdvisor.com, there are prices in Surprise ranging from $2,655 per month for a studio in Brookdale Sun City West Sandridge to $4,800 for a two-bedroom private suite in a senior care center located in the Stonebrook neighborhood. There are also many options between the two price extremes.
Whatever your interests may be, there’s sure to be an assisted living community that is tailored to them. For examples, if you have a family pet that you want to keep with you, you can pick from several pet-friendly facilities in the area, including Heritage Tradition in nearby Sun City West. If you are interested in staying active, consider Kingswood Place. It is in Brookside Village and is a short drive from Surprise Stadium and Surprise Community Park, which offers a broad range of recreational activities for seniors.
When you know what you are looking for in a facility and in what part of town you want it to be, make a list of places that sound promising. You can start by talking to friends, neighbors, relatives, and others who are close to you. Also, go online to read reviews of the providers. You should find out what is included in their monthly rates, which services will carry an additional cost, and whether the center has continuity of care.
Assisted living looks cost-prohibitive when you first see the price tag. However, it is relatively inexpensive compared to paying for home maintenance and repair, taxes, in-home care, utilities, and insurance. These are some ways to defray the costs:
Reverse Mortgages and Cashing out Life Insurance – Consult with an elder law attorney, your tax professional, and financial planner before going this route.
VA Aid & Attendance Pension – Contact the regional VA office for information on how to apply.
Medicaid – Contact the Arizona Health Care Cost Containment System to learn more about Medicaid benefits.
Sell Your House – If your home will sit unoccupied when you move into assisted living, consider selling it.
Long-Term Care Insurance – Contact your broker or agent to see if your policy covers assisted living.
For help finding award-winning centers, exploring Surprise neighborhoods in detail, and more, continue your research into Surprise assisted living at SeniorAdvisor.
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