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How Much Does Seattle In-Home Care Cost?

Most of us love our homes and wish to live in them the rest of our lives. Home is where you’ve raised your children, celebrated decades of holidays, and enjoyed countless family meals.

A survey conducted by AARP confirms how much Americans love their homes. According to AARP over 70% of people from ages 50 to 64 express a preference to remain at home throughout old age. When they surveyed adults from age 6 and up, the percentage that wanted to stay home rose to almost 90%.

Seniors who want to enjoy their golden years without leaving their homes have many in-home care options available. You can easily enjoy a high quality of life in familiar surroundings by using the wide variety of homemaker and home health aide services in Seattle.

Read on to learn about the in-home care services you can access in Seattle, how to decide how much care you need, and how you could pay for it.

Seattle In-Home Care Facts

Seattle seniors have almost 30 different home health care providers to choose from; this promotes healthy competition between providers that will keep quality high and prices reasonable. 

Seattle in-home care providers must be licensed by the Washington State Department of Health. All in-home care workers must be fingerprinted and undergo a thorough criminal background check.

Low-income Seattle seniors can receive state provided assistance to pay for necessary in-home care services.

While almost one million people worked as in-home care workers in 2016, approximately 13,000 of them work in Washington State.

The average wage of home health aides in the U.S. is just under $22,000 per year.

What does Homemaker Service Cost in Seattle?

Homemaker services in Seattle will cost an average of $4954 per month, or just under $60,000 per year. That pays for a full day of service that consists of approximately 45 hours of in-home care per week.

Homemaker services will assist you with many daily chores such as dishwashing, meal preparation, and light housekeeping. Your homemaking service provider will also remind you to take your medications on schedule, provide basic pet care, and maintain a safe environment, so you don’t have a preventable accident in your home.

Using a homemaking service is a good option for seniors who have a high level of independence, but aren’t able to withstand the demands of home care on a daily basis.

What does a Home Health Aide Cost in Seattle?

The monthly cost of a home health aide in Seattle is just marginally more expensive than the cost of homemaking service. The median cost of a home health aide is just above $51,000 per year.

When compared with the cost of a semi-private room in a nursing home, you can realize big savings by using a home health aide. The median cost of a semi-private room in a Seattle area nursing home is almost $115,000 per year.

Your home health aide is a critical component of your in-home care plan. A home health aide will provide important medical services, such as checking and changing bandages, giving medications as needed and on schedule, and help with devices like walkers and wheelchairs.

Home health aides will help with routine personal care. The home health aide will help bathe and groom you, perform light housekeeping, help you with meals, and provide important social contact.

How Much In-Home Help do you need in Seattle?

The amount of in-home care assistance Seattle seniors need is an individual determination. If you’re still enjoying a high level of independence and have family members regularly with you, consider respite care.

Respite care can range from just a couple of hours to a few days each week. Respite care will give your regular caregivers a break when they need it, or cover for them when they need to be away.

Use respite care to audition an in-home care agency. If you’re new to in-home care, it can be a great way to get a feel for the service and see what your needs are.

Many seniors can benefit from part-time in-home care. For a few days a week, someone will come in to check on you, help with routine tasks, and perform light housework. Part-time care can give independent seniors a much-needed break while providing regular social contact.

Less independent individuals can contract for full-time care that provides all day help with medical, personal, and household tasks. Seattle seniors who want to remain at home even in advanced old age can arrange for live-in care and have assistance available every day at all hours.

Choosing Seattle In-Home Care

Choosing in-home care is a simple matter of researching the available agencies and checking their reputations.

Use an online search to assemble a list of in-home care providers that service your area, and then look for informative reviews of each agency. You should also ask friends or family members who use in-home care what they think about the various agencies that are available.

You don’t have to use an agency for in-home care. Seattle seniors can hire their own care providers directly at considerable savings over the cost of an agency.

If you choose this route, you’ll need to be responsible for paying salary, withholding taxes, and abiding by all applicable employment laws. Bear in mind that you’ll need substitute care providers for days when your regular aide is unavailable or on vacation.

How to Pay for In-Home Care in Seattle

While less expensive than living in a nursing home, in-home care is far from cheap. There are different options available to Seattle seniors to pay for the care that they need. 

Seniors who own their homes can consider getting a reverse mortgage to pay for the care they need. A reverse mortgage will provide a regular monthly income that can defray all or part of the cost of in-home care.

If you have been diagnosed with a condition that requires assistance with performing daily activities and you have a long-term insurance policy, then that policy may cover the cost of your care.

Low-income seniors may qualify for Washington State Medicaid assistance to pay for in-home care. Always speak with a financial professional before making any big decisions to finance in-home care.

Learn more about Caregiving in Seattle, WA here:

Seattle In-Home Care

Seattle Aging-in-Place

Seattle Respite Care and Adult Day Care

Seattle Support Groups for Caregivers

Find assisted living in Seattle near you.