Arizona is where many seniors decide to spend their retirement and with good reason. There are so many senior-friendly communities that strive to make sure they can offer everyone the chance to retire the way they want. If you’re ready to move into an independent living community and enjoy all the perks, then Scottsdale might be the right place to start your search.
Independent living communities can be a senior living center, retirement village, or even some assisted living facilities. These residences can offer seniors amenities that other apartments or homes might not be able to. Things like housekeeping, laundry services, and meal plans are all common, and you can find communities that offer even more. In Scottsdale, you can find over 20 different independent living communities including Belmont Village Scottsdale, the winner of SeniorAdvisor.com’s 2016 Best of Senior Living Award.
Expect to pay more for a 55+ community than you would for a regular apartment in Scottsdale because independent living communities offer more amenities and senior-friendly options than other places. To get a better idea of cost, 55+ communities in Scottsdale can cost anywhere between $1,900 and $3,800 for a one bedroom while a regular one-bedroom will cost around $1,199 per month. Shop around a bit, and you can find a place that fits your price range and lifestyle, and it will also be less expensive than a nursing home.
While you can rely on things like Medicaid and VA benefits or long-term care insurance to take care of in home health care or a nursing home stay, they won’t cover a move to an independent living facility. This means you will have to pay for it yourself, but you have a few options to lower the cost.
You could consider getting a roommate and cut the cost of rent and utilities in half making it more affordable. If you decide to go this route, test out the roommate situation first to see if it’s something you can do long-term and talk with the facility to understand all rules about roommates.
If you own your home and are ready to move, you can either sell it or rent it out and use those funds to help you cover the cost of your 55+ community. Social Security and your retirement savings fund are also good choices to pay for your new community.
This is all going to depend on your lifestyle and how you want to spend your time. Think about the things you like to do and what you want to get out of your retirement. Do you want a place that you can live in the long-term without worrying about repairs or maintenance? Are you looking for a home that you can stop in every once in awhile while you’re out traveling? Maybe you want to be able to have a pet or overnight guests frequently. Whatever you want from your retirement make sure you find a community that can provide for those needs.
Each community has their own list of amenities that they provide their residents, so you will want to make sure you understand what they offer before you move in. Most places will include things like housekeeping or laundry service in their rent, and some might also include cable access.
Many will also provide things like transportation to in town places like the grocery store or medical facilities. You can also find communities that offer meal plans, and you can choose one based on your dietary needs. If you would prefer to cook your meals, make sure you find a facility that will let you opt out of their meal plan.
Other amenities offered in independent living facilities will vary based on location and space. You can find some places that offer things like a swimming pool or a golf course while others might have an onsite fitness area. These might be built into the cost of your rent, but sometimes they are extra fees. You can find places that have:
Free Wi-Fi in public areas Various classes like cooking, gardening, or art Monthly outings to things like museums or concerts On-site salons On-site restaurants or grocery stores Dog parks Walking trails
While you want to make sure you choose a home that will suit your needs now, you should also think about your future. Neighborhoods that offer easy access to grocery stores and other places are good choices for seniors that no longer drive or like to walk while running their errands. If you are a big fan of things like art galleries, live concerts, museums and other cultural experiences, make sure you choose a place that is close to these types of outings.
You also want to pick a place that will suit your health needs. If you’re in good condition and can get around without any assistance, you will probably want to stay in a place like Andara that has excellent independent living facilities. If you want a place that will allow you independence when needed but will grow with you and offer more care as you grow older, look for places like Belmont Village that offer a continuum of care.
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