Scottsdale, Arizona, with its temperate climate, is a wonderful place to retire and call home. The Scottsdale area offers a full range of assisted living communities that provide a variety of amenities and features to help seniors that may need a helping hand with day-to-day activities such as meal preparation, housekeeping and laundry, bathing and dressing, and transportation. Here’s an overview of assisted living in Scottsdale that includes a checklist of questions you should ask, approximate costs, and helpful tips on how to save money and afford the services.
Choosing the right assisted living options can be quite challenging. You need to visit potential facilities in person, have a tour, and ask questions. Having a checklist handy will help make the process much easier and less stressful. The Assisted Living Federation of America (ALFA) publishes an online brochure that you can easily print off to have with you when you get ready to visit local assisted living communities.
The ALFA’s checklist is comprehensive and features questions you should ask staff during your tour. Areas to cover include plan cost, amenities, dining plans, a disclosure of agreements, and health services. A sampling of questions you should ask during your visit includes:
Ask if a continuum of care, aging in place, and hospice care services are provided.
Inquire if the facility is a pet-friendly community that allows dogs or cats.
Ask to review all facility policies including guidelines for cancellations.
Will the facility allow family members to stay overnight?
Find out what types of financial programs are accepted as payment for services.
The Genworth Cost of Care Survey publishes the median rates for long-term care services provided in each state and includes major metropolitan areas across the nation. Although Scottsdale is not included in the statistics, the rates for nearby Phoenix can give you an idea of approximate costs for the area. The median price charged by an assisted living facility in Phoenix during 2016 was $41,640, with projected 5-year annual growth rates of about 3% each year. In comparison, the national median rate for assisted living services was $43,539 in 2016 with projected increases of 2% per year.
There are creative ways to save money on the costs of assisted living services if you plan ahead and prepare a budget. You do not have to forsake quality of care while cutting expenses. One of the easiest ways to lower the costs is to choose only those services that you absolutely need and to do without the extras that cost more money. Sharing the expenses of assisted living with a roommate is another option to consider. You can rent out a room in your home while receiving in-home care or have a roommate live with you in a two-bedroom assisted living residence.
There are several federal government programs available to help seniors afford the expenses associated with assisted living services. Medicaid along with Section 8 senior housing, social security benefits, and Veterans (VA) Aid & Attendance Pension plans are examples. Older adults that are no longer working and are receiving an employer-funded pension can use that money to help pay for services. If you no longer want to live in your home, consider selling it so you have money you can use to pay for an assisted living residence within a senior community.
Find assisted living in Scottsdale near you.