As a senior, you know by now how you would like to spend your free time and retirement means unlimited time to do what you like. If you don’t want to spend this hard-earned free time taking care of your house or completing an extensive list of chores, you should consider a 55+ community. Places like independent living communities, senior living centers, assisted living, and retirement villages can all give you the freedom to enjoy your golden years.
Savannah is known for its southern hospitality, and that extends into its options for 55+ communities. Among the choices are Savannah Commons and Magnolia Manor on the Coast, which received 2016 Best of Senior Living Award from SeniorAdvisor.com. If you would like to live where you don’t have to mow the lawn, fix leaky faucets, and enjoy things like golf courses, swimming pools, and on-site amenities start looking into these communities.
The cost of living in Savannah isn’t too high, but you can expect to pay more to live in a 55+ community than you would with your typical apartment. A one-bedroom apartment in Savannah costs around $888 per month and a one-bedroom apartment in a Savannah 55+ community can average around $2,820. That is a big price difference, but you can find apartments in a 55+ community that are as low as $1,400 and as high as $3,500. It all depends on your location and the services you decide to get.
You can also expect to pay for these types of communities out of your own pocket because as a non-disabled adult, things like VA benefits, Medicaid, and long-term care insurance won’t cover this kind of living. You can still use things like Social Security payments and savings from retirement funds to pay for your new home.
You can also sell your house and use that money to lower your costs. If you own your home, you could rent it out and use that money to help pay for your new community. A roommate is also an option, and as long as there are no rules against splitting the rent between two people, this can help save a lot of money. Just make sure to give it a trial run to see if it will work over the long term.
When you start your search, make a list of all the things that are important to you. Think of things like having pets, being able to have overnight guests, enough space for large family gatherings, and easy transportation options. You will also want to think about how you will spend your time. Will you be traveling a lot or will you always be home? Do you like to go out or would you rather enjoy the amenities in your community?
Once you have your list, start asking friends and family members for suggestions. You want to visit each place you research before you make your final decision to see if it’s the right fit.
Each community has their own list of things built into the cost of your rent and amenities that will cost extra money. Be sure to ask what’s included before you sign a lease. Most places will offer things like cable or housekeeping and laundry services as part of your rent.
They may also offer free transportation services to get around town or only to medical facilities as needed. Meal plans are also usually a part of community living, and you should ask to see their options. You might be able to save a little money by cooking your meals and not getting a meal plan, but that is up to you.
Beyond those services, you will have to see what each place offers. Some have free swimming pools, golf courses, or fitness centers but others will charge for those things. You can also find places that have:
Art or cooking classes Gardening for the residents Restaurants and cocktail hours On-site entertainment Salons and barbershops Walking trails Free Wi-Fi in public areas Onsite therapists Dentist and nurse on call Emergency services
A few other things you will want to plan for when choosing your new community. First, what is the surrounding neighborhood like? If you don’t have a car or can’t drive, you will want the area to be easily walkable. Is it close to downtown or is it in a more remote area? Is it too noisy for you or is it nice and quiet? Make sure the neighborhood fits your needs and lifestyle.
Second, you will want to take care to plan for your future. While you might be perfectly healthy and mobile right now, that might not always be the case. If you aren’t fond of always moving and are looking to stay in one place indefinitely, find a community that offers a continuum of care. That way as you age and your needs change, they can offer you more help like nurses and doctors on staff.
If you don’t mind moving or aren’t worried about things like that, make sure to choose a place that is more focused on independent living and will allow you the freedom to do what you want when you want.
Find assisted living in Savannah near you.