Savannah, Georgia features a variety of senior assisted living communities that offer area residents a selection of service care options to help them with daily activities such as bathing and dressing, meal preparation, housekeeping, and transportation. Here’s an overview of assisted living in Savannah, which includes a checklist of questions to ask when touring a facility along with helpful suggestions on how you can budget and save money on provided care.
Choosing an assisted living facility can be a difficult task. You want to make the right choice to make sure you will be getting what you need and that you will be happy for many years to come. The Assisted Living Federation of America (ALFA) offers suggestions and helpful tips in its online brochure, Guide to Choosing an Assisted Living Community.
The ALFA guide features an extensive list of questions you should ask when touring a facility and highlights important features to check out during your visit. Items you need to cover include the physical features of the facility, plan costs, dining options, health services, social and recreational activities, amenities, and disclosure of policies. Examples of questions you should ask during your visit include:
Are utilities such as heating and cooling included?
Are ancillary services such as physical therapy available?
Is continuum of care, aging in place, and hospice care provided?
Can residents have pets in their apartments?
Is Medicaid accepted as payment for services?
The median annual rates for assisted living facilities in Savannah, Georgia during 2016 were $33,840, according to the Genworth Cost of Care Survey, and includes the projected 5-year annual growth rates of -2% per year. The figures for Savannah are much more affordable and lower than the overall national median rates, which were $43,539 in 2016 with projected 5-year annual growth rates of about 3% per year.
Budgeting in order to save money on assisted living services can include the option of receiving home-based services if you are still independent and active as opposed to moving into a senior community facility. Another idea to think about is to share living expenses by having a roommate.
If you have a close friend or relative that lives alone, suggest the possibility of moving in together. Not only will you benefit from the companionship, but you can also help each other while getting assisted living services at home to lower your overall expenses.
Seniors in search of alternative options to help them pay for assisted living should consider federal financial assistance programs administered by the government. Medicaid is one possibility in addition to Veterans (VA) Aid & Attendance Pension plans and Section 8 housing.
Retired seniors can also use their social security income to cover the costs as well as pensions from employer-funded programs to help pay for services. Long-term care insurance is the ideal choice if you can afford the monthly premiums. Other options to consider include getting a reverse mortgage or selling your home so you can move into a senior community that provides assisted living services.
Find assisted living in Savannah near you.