The cost of in-home care is less than you may think. An aide averages $176 per day in the Sarasota and Bradenton area. A private room in a nursing home, according to the Genworth 2015 Cost of Care Survey for Florida, is $284. Employing in-home care can keep your loved one at home with you much longer.
If you feel like having a stranger in your home is an uncomfortable experience, read what other family members have to say about in-home care from professionals in Sarasota:
Regarding satisfied service: “I’m very pleased with the service, and I like the people they have sent out. It has worked out well,” and “They worked out really well for when we needed them. Another plus to the satisfied customer list.” (A Lending Hand)
Regarding a caring attitude: “I don't have a lot of experience with Help at Home Homecare yet but what I have experienced is very friendly staff and nurses. They are very caring. Everything is going fine. My mom is happy with her caregivers, she really likes them.”
Regarding the billing process: “They have been reliable and knowledgeable. The billing has been smooth. We haven't had any complaints at all so far.” (Help at Home Homecare)
In-home health care services are available on a full-time or part-time basis. Agencies can also provide respite care in case you or the regular caregiver needs time off or to take a sick day. You can employ an aide to only come a few days a week to administer medication or to check in with your loved one in the evenings. The aide’s flexible work hours are made to compliment your schedule and provide your loved one with the best all-around care.
Keeping a list of in-home care alternatives in Sarasota is a good idea. As your aging loved one’s health changes, you may find yourself needing more help to provide the type of care they need. The following are a list of alternatives you can try or combine them to cover every angle of care.
Hire a private caregiver. Some insurance programs will cover the employment of friends or family members as caregivers. You can choose someone your loved one can trust and feels comfortable around as the caregiver will assist with activities for daily living (ADLs) like dressing, bathing, toileting, and laundry.
Employ an agency for last-minute coverage. If you or your child should become ill, then having a back-up plan in the form of an in-home care agency will help. Many agencies will send an aide on the same day for respite care.
Use a senior concierge service for delivery and transportation. A senior concierge service, like Easy Living, Inc., can provide your loved one with transportation to and from events, appointments, and shopping. Some companies employ highly trained caregivers for respite care as well.
Ask family members and friends about recommendations for in-home care agencies, caregivers, and concierge services in your area.
Covering in-home care in Sarasota can seem daunting at first. Private pay options include withdrawing from checking and savings accounts, IRAs, and retirement funds. Long-term care policies will cover in-home care. Some seniors opt for a reverse mortgage on their home and use the loan to pay for care so they can remain in their own and community for a longer period of time.
Veterans and their spouses may be eligible for the VA Aid and Attendance Pension to cover the monthly cost of in-home care. The State of Florida Department of Elder Affairs offers Medicaid Long-Term Care Services to low income seniors. This program is known as the Program of All-Inclusive Care for the Elderly, or PACE. It allows your loved one to stay at home and receive services in Sarasota for less than the cost of nursing home care. Contact your local Sarasota Medicaid office to see if your loved one qualifies.
Medicare will cover in-home care within a set of requirements. For the care to qualify for Medicare coverage, your aging loved one needs to be homebound and under the care of a physician. They must also need the services of a skilled nursing facility or require physical, occupational, or speech therapy. In order to receive Medicare reimbursement, the in-home care agency must be Medicare certified.
Seek the advice of a senior care advisor or financial advisor to learn about more ways to cover in-home care in Sarasota.
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