At some point during retirement, most seniors realize they need a little extra help. Whether it be assistance around the home or someone to help out with care, there are dozens of options in San Jose. Here we introduce in-home and facility-based options in the area ranging from concierge services to in-home care, or from independent living communities all the way up to nursing home care.
Across the board, senior living options in San Jose are higher than the national average. According to the national medians in the 2015 Cost of Care study by Genworth, seniors paid $80,300 annually for semi-private living and $91,250 for private living in nursing home facilities. In San Jose, seniors experienced annual averages of $115,888 and $134,138 respectively.
With the cost of living in California being generally higher than the rest of the nation, it’s not surprising that assisted living, homemaker services and home health care costs were also higher than the average. Assisted living costs had the smallest discrepancy with the national median at $43,200 annually and in the San Jose area at $48,000 annually. Assisted living facilities were as much as $12,000 less costly per year than home health services in the area.
With as many as 10,000 baby boomers retiring every day, a plethora of senior living options are readily available in the San Jose area. Services ranging from help in your home all the way up to skilled nursing facilities provide care levels for every need. Below are common options seniors utilize in the area.
Living at home is easy when you combine services to provide assistance when and where you need it. Homemaker services provide help around the house with things like basic housekeeping, personal care, grooming, and more. These services can be contracted through agencies in your area.
Home health services are a solution for seniors with chronic conditions like cancer or diabetes, or who need assistance with medical needs like wound care, medication management or physical therapy.
Adult day programs offer seniors a chance to leave the home during the day when their caregiver is at work. This atmosphere allows for activities and socialization, and often times programs will have special provisions for patients with dementia or memory care needs. The California Department of Aging has great information on their website to point you in the right direction in finding a program.
Concierge services can assist with dozens of needs like taking your dog for a walk, running errands around town or grocery shopping and can be contracted through a local agency as needed.
It’s important to ask questions of service providers to ensure you’re working with a reputable company. Find out if they: Can provide proof that they are bonded and insured? Have a license (if required) to administer the care or services you’ll be contracting them for? Require their staff to have a clean background check? Have an alternative plan in the event of an employee being unable to be there for a scheduled appointment due to an emergency? Are able to provide transportation to and from the Adult Day Center?
If you’re looking for a senior living community, whether to live in independently or with a higher level of care, San Jose has an option for you. Many facilities in the area will offer different levels of care on the property, giving you options within the community should your needs evolve and you need more in-depth care over time.
Independent living communities offer individual apartments with a maintenance-free lifestyle. These properties allow seniors to live on their own and have daily needs like housekeeping provided.
Assisted living gives seniors additional assistance with daily tasks such as transportation, personal grooming, or even meals, but allow seniors to maintain their own apartment or private room within the community.
Nursing homes provide a higher level of care and have nursing staff available around the clock to provide assistance. Short-term facilities can transition a senior after a hospital stay, and long-term facilities can provide care for chronic conditions.
Dementia care facilities are staffed by specialized employees with training in working with seniors with memory loss. These facilities typically are more secure than traditional nursing homes and are equipped to prevent seniors from wandering.
Are there different levels of care offered at the facility? If I need to upgrade my care, what is the policy? How much does care cost monthly and what is included in that cost? Do you offer other services and what are the applicable fees? Are independent concierge services allowed on the premises? Most will say no, but if it is important for you to have help with things like walking your dog or grocery shopping, it may be important to ask.
Seniors have a variety of financing options to pay for their care needs. Retirement savings and social security benefits are a common funding source. Medicaid can offer assistance to qualified low-income seniors who apply. Wartime veterans, and their widows can apply for the VA Aid & Attendance pension to assist with costs. A reverse mortgage is an option available to homeowners who want to use the equity in their home to finance their care as long as the terms and tax implications make sense for the homeowner.
San Jose has activities for foodies, festival lovers, museum mavens, and everyone in between. History buffs love the annual Renaissance Festival held in October, and the San Jose Fantasy Faire in April brings your favorite storybook characters to life. If you’re looking to volunteer in the local community, browse the openings at volunteermatch.org to find the right fit for you. If this guide sparked your interest, be sure to visit our other resources on the website with helpful tips on respite care, veteran support, assisted living and neighborhoods in the San Jose area.
Find assisted living in San Jose near you.