It doesn’t matter if you’re a senior tech guru living in North San Jose or you’re a senior that prefers the quieter lifestyle of Rose Garden, you probably want to be able to stay in your home as you age. Luckily, aging in place is a concept that is rapidly growing in popularity and the service industry is keeping up. You can employ services like homemakers to keep your home maintained or home health aides to keep your daily health routine maintained all from the comfort of your own house.
It might feel like the cost of these services will be overwhelming to your wallet but there are actually plenty of options for financial aid to cover the costs. If you have long-term care insurance you can look over your policy to see if these services are covered and if you’re a veteran you can use your VA benefits to cover the cost. Low-income seniors also have options and can use their Medicaid benefits as well as look into the County of Santa Clara Social Services Agency to find assistance with in-home care opportunities.
Your individual cost for in-home care services might be different from other seniors because it’s going to take into account what kind of care you need, how often you use in-home care services, and your location. The national monthly average for both homemakers and home health aides combined is $3,800.
The cost will go up a little in San Jose but keep in mind this is just an average and there is a wide range of price points. The monthly cost for a home health aide is around $5,720 and the monthly cost for a homemaker is $5,434. These are rather high but when you consider the monthly cost of a semi-private room in a nursing home ($9,901), it is a better deal.
When you’re starting your search for providers, talk with people you trust to find suggestions. Your friends from church, old colleagues, neighbors, close relatives, and even your doctor might be able to give you a good place to start looking. The Better Business Bureau of Silicon Valley can also offer some helpful insight via user reviews and business reports.
Once you have a small list of potential providers, start calling and asking questions about their licensing, insurance, and find out if they’re bonded. Also, ask about their hiring process and see if they screen or perform background checks on potential employees. After you’re ready to choose, find out about payment plans or options and what their scheduling procedure is before you sign any contract or agreement.
One of the great benefits of in-home care is that you can customize your care to fit your schedule and needs. The internet has started to offer a lot of great service platforms where you can build your own care program.
Animal lovers can find help for their furry friends via the dog walkers and pet sitters on Rover.com. If you need your house thoroughly cleaned, you can look on Handy as well as check out TaskRabbit for other chores or errands you need accomplished. Porch.com and Amazon Home Services can provide you with people to help repair or remodel your home. Do your research and ask plenty of questions before you decide.
Find assisted living in San Jose near you.