San Francisco Funeral Homes
We created this guide to funeral services to help alleviate the stress of losing a loved one by providing consumers with a variety of informative resources and tools. Features include suggestions on how to choose a funeral service provider along with tips on how to afford final arrangements. An overview of the many ways that the FTC Funeral Rule protects consumers is an additional highlight.
The FTC Funeral Rule created in 1984 effectively protects the rights of consumers by governing the business practices of service providers. The Federal Trade Commission (FTC) monitors the way in which funeral homes, cemeteries, and similar providers sell their services to the public. Under the guidelines of the law, consumers have the right to receive fair treatment, which includes having the option to select separate service features without the pressure of having to pay for package plans. Highlights of the FTC Funeral Rule include:
Consumers have the right to purchase items such as caskets and urns from alternative sources other than the funeral home or provider that is administering the final arrangements.
Consumers have the option of using an alternative burial container instead of a casket for cremation services. Cremation does not require the use of caskets under state or local laws.
Embalming is not required as consumers have the option to select refrigeration as an alternative way to preserve the body prior to burial or cremation.
Funeral homes must inform consumers about potential legal issues or concerns in writing when using the services of a cemetery or crematory.
Our top choices for some of the best online consumer resources include the nationwide network of Dignity Memorial. Their website includes a helpful search tool that you can use to find funeral service providers within the United States and Canada. Two local service providers within the San Francisco area include Green Street Mortuary and San Francisco Columbarium.
The Federal Trade Commission (FTC) and the Funeral Consumers Alliance (FCA) are additional sites that consumers may want to explore for more helpful tips and suggestions on how to choose a reputable funeral service provider. The Funeral Ethics Organization (FEO) provides specific guidelines for all 50 states, including California. Topics include funeral arrangements, burials, cremation, embalming, and more.
Suggestions on how to afford the costs associated with funeral service arrangements include having a life insurance policy. When you purchase this form of protection, you are preparing in advance for the day that you will need it, which in turn provides comfort and peace of mind. Some consumers create trust funds or open a special savings account to put aside the needed finances to cover the costs of funeral services.
Other ways you can pay for final arrangements is to consider a prepay plan. Some funeral homes offer consumers the option of purchasing this type of plan, which is similar to having a policy in place to cover the costs of final arrangements. The Federal Trade Commission (FTC) discusses the option of prepay plans and offers suggestions and tips for consumers to consider. If you decide to pursue the choice of a prepay plan, make sure that you read all the details and are aware of stipulations such as moving out of state.
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