Aging in place might seem like a funny concept, just sitting around getting older, but it is the idea that you can get the same level of care you would in an assisted living facility or nursing home right in your own house. This is the ideal for most seniors and because these types of services have grown over the years, it’s a reality for them too. From Noe Valley to Potrero Hill, you can find services like home health aides that can monitor your health as well as homemakers that can clean your house, cook meals, or even run errands.
It’s possible that you won’t have to pay for these services all out of pocket and if your doctor has said you need help in order to stay in your house then you have even more options. Low-income seniors should look to their Medicaid benefits to cover the costs while veterans can use their VA assistance. Long-term care insurance can be another option, as long as you have a policy and it’s covered. The Human Services Agency of San Francisco can provide social workers to come to your house, assess your needs, and help you find the financial assistance that works best for you.
Depending on where you live and the kind of in-home care you need is going to affect your total cost. If you look at the national monthly average for in-home care, $3,800, you can start to get a rough idea of your own cost.
In San Francisco, the averages for in-home care are higher than the national average. Home health aides and homemaker services cost around $5,720 per month. This translates into about $188 per day and while that seems like a very high cost, remember these are just averages and you might not need to use services every day. It is also a lot less expensive than the $412 per day you could spend on a semi-private room in a nursing home.
You want to make sure you find a trustworthy provider so you are going to have to do a little bit of searching first. Start by asking for suggestions from friends and relatives as well as referrals from your doctor or other health care provider. You can also get some good ideas from sites like the Better Business Bureau of San Francisco because you can not only read business reports but user reviews too.
Follow up by asking each provider some questions like are they bonded and do they have the right insurance and licensing? You will also want to know about their employees so see if they use a screening process or background checks. Learn about their scheduling and payment plans and options. If you’re ready to choose, make sure you go over any contracts carefully before signing.
Maybe you’re not ready for a home health aide or you don’t want a homemaker but you still need a helping hand occasionally. Look to the internet to find a wide range of service and concierge options in your area.
Rover.com is good for pet owners who need help walking their dog or pet sitting. Handy can help you find local house cleaners or you can use TaskRabbit if you have other chores or errands you need help with. Amazon Home Services and Porch.com are good options if your house needs a little attention like repairs or modifications to make it safer for you. Just be sure to ask questions and understand the services you will get before you start.
Find assisted living in San Francisco near you.