There is no question that remaining in their own home of comfort and familiarity is preferred for seniors in San Francisco. With a population that is steadily getting older, some seniors have discovered remaining on their own with no help is simply not possible. This is where in-home care services can be invaluable.
Currently, approximately 13.6 percent of the population in San Francisco is over the age of 65. This works out to be more than 100,000 residents who are considered to be senior citizens. It is estimated that at one point or another 80% of these individuals will need some type of long-term care, such as in-home services, an assisted living facility or nursing home care.
Getting to know more about the cost and services offered by in-home care providers will help a senior and their family determine if this is the right option for their long-term care needs.
Approximately 80% of elderly people who need long-term care will live in a private home, rather than a nursing home or assisted living facility.
Seniors who have limitations in three or more areas receive around nine hours of care per day and those over the age of 85 receive 11 hours of assistance each day.
The number of people over the age of 65 who require formal care for their personal assistance needs has been on an upward trend since 1999.
Those who want to remain in their home in San Francisco have the option of informal care (homemaking services) or formal care (home aide services). The cost of informal care services has been on an upward trend and in the next five years, it is expected to see another increase of three percent.
Currently, the average cost of homemaker services in San Francisco are $28 per hour. However, the low to high range for these services is $24 to $35 per hour. Annually, this equates to approximately $64,064 to pay for informal care costs.
When informal care services are received, the individual coming into the home will provide some of the following services:
Bathing, using the toilet, general hygiene services
Meal planning, serving meals and washing dishes
Pet care service
Help and accompaniment for daily errands
Assistance with organization
Light housekeeping services
If a senior needs medical services and care, then hiring a home aide, who has the proper training and ability will be necessary. The average cost of hiring a home aide is $28 per hour, with the range from high to low of $24 to $35 per hour. The average annual cost for these services is $64,064.
When a home aide is hired for assistance, they will provide the same services as homemakers, along with more medically based services including dressing and changing of wound bandages, help with walkers and wheelchairs, and help with medication.
It can be quite challenging for some seniors to figure out the level of care they need. The good news is that most homemaker and home care aide services will provide a manager who will help the senior and their family determine the level of care that is needed. They will visit the senior’s home, and evaluate their abilities and weaknesses. This will help them recommend the right level of care.
Not all in-home care providers are created equal. It is important to evaluate the options to find the one that is right for the senior and their particular needs. Be sure to take some time to learn about the service being considered. Speak with a manager or care professional and find out what type of training the workers receive and if they undergo any type of background check. Since this person will be in your home, it is important to find a trustworthy and reliable service.
The cost of in-home care in San Francisco can be too much for some seniors and their families to handle alone. There are a few sources of assistance available.
A service that was recently developed to help pay for this care is the In-Home Supportive Services, IHSS. Any resident of San Francisco who is living in their own home, are a United States citizen, and currently on Medi-Cal can receive assistance from IHSS.
Other sources of help include Medicaid/Medicare, long-term care insurance and considering taking out a reverse mortgage.
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