At a certain point in their lives, many seniors discover that living alone is no longer an option. This may be due to health issues, or simply that they don’t want the isolation that often comes with living alone. Regardless of the reason, there are quite a few seniors in the San Francisco community who opt for assisted living.
There are a number of benefits offered by assisted living and understanding a bit more about the type of care that is provided and the services that are offered can be beneficial in making a decision. Some of the assisted living services include:
Medication reminders and help with medication
Meals two or three times daily
Help with activities of daily living such as dressing, grooming, toileting, etc.
Getting to know about the assisted living environment in San Francisco can be beneficial when trying to decide whether or not it is right for a particular person.
Approximately 14.4% of the population in San Francisco is over the age of 65.
There are over 1400 assisted living communities in the state of California.
In the state of California, there is a bed capacity of 211,402 in the assisted living facilities. The total population of people over the age of 65 in California is 4,269,690, which equates to 50 beds per thousand Californians who are over 65 in available assisted living communities.
If you are thinking about assisted living in San Francisco, understanding the average costs will help you know what to expect. On average, the cost of a single-occupancy assisted living room or apartment is $4,500 each month. However, the actual cost will be based on a number of factors, including the location of the nursing home as well as the type of services needed. The range associated with the cost of care in an assisted living facility in San Francisco is $1,014 to $7,425 per month. On average, a senior can expect to pay approximately $54,000 per year on these services.
When you begin to search for an assisted living location, you may quickly discover that all the options are a bit overwhelming. However, if you create a list of wants and needs for the location you ultimately choose, it will make the decision making process a bit easier. Some things to consider include:
What is included in the monthly cost? Is it just for the room, or does it include additional services?
If no additional services are included, what will it cost to get these other options – i.e. housekeeping, laundry, etc.?
Do they offer any type of activities for residents?
Is transportation available for residents?
Getting to know the facility, how it works, and what type of amenities are offered will help a person determine if they have found the right location for their needs.
Assisted living can be costly. Getting to know some of the ways to save money can be helpful. One option is to share a room with another resident. Seniors can also choose a facility that is located away from the center of town or that is smaller. This will help reduce the costs associated with the care that is needed.
With the paycheck of the average senior citizen being about $2,500 a month, finding the funds to pay for these services can be quite challenging. While Medicaid will pay for a portion of the long-term care that a person needs, it is not comprehensive and will not cover for more than 100 days of care, in most cases.
Since 2006, Medi-Cal started paying for assisted living services for qualified residents. Those who want to benefit from this waiver have to meet certain eligibility requirements. When they meet them, the Medi-Cal program, which is what Medicaid is called in California, will pay for more of the assisted living care that a person needs.
There are quite a few other options to consider to help pay for assisted living care in San Francisco. One option is to sell the existing home the senior has and another is to learn more about a reverse mortgage. These options can help to offset the cost of assisted living care and ensure the senior receives the level of care they need.
Find assisted living in San Francisco near you.