Aging in place is not a new concept but it has seen a lot of growth in the past few years and it’s an idea that is appealing to most seniors. If you want to be able to stay in the comforts of your own home, whether that’s near the beaches of La Jolla or the deserts of Navajo, you can do so with the help of in-home services. Caregivers like homemakers provide general housecleaning, cooking, and other daily chores while home health aides can take care of personal grooming, getting in and out of bed, and reminding you to take your medications.
You might not have to pay for these services totally on your own and if your doctor has said that you need help in order to safely remain in your home you have a few options. Low-income seniors can get help from their Medicaid benefits while veterans can check their VA to see what their options are when it comes to long-term care. If you previously purchased long-term care insurance, check your policy to see if in-home care is covered. San Diego Health and Human Services Agency also has an In-Home Supportive Services Program for qualifying seniors to stay in their homes.
It’s hard to pin down a definitive cost because it will vary across state lines and within different cities. It will also depend on the type of services you need and how frequently you use them. On average, though, the national daily cost for a homemaker is about $125 and a home health aide is about $127.
Those numbers do go up a little in San Diego, but remember these are averages and you can find prices both above and below this range. The daily average cost for a homemaker is $147 and a home health aide is $150. This comes out to about $4,481 to $4,576 per month which is actually a lot less than the $7,300 per month for a semi-private room in a nursing home.
You need to do your research when it comes to in-home care providers so you find the best one for your needs. Start with suggestions from trusted family members and close friends or neighbors. You can also go to the website of the San Diego Better Business Bureau to read user reviews and check out business reports.
Once you have compiled a list of caregivers you like, further your research by calling each one and asking about their licensing and insurance and see if they are bonded. You should also find out if they do background checks on their employees and get the details on their payment procedures and scheduling options. If you’re ready to pick a place, go over any terms of agreement carefully before signing a contract so you know exactly what’s covered. Online Home Services
You don’t absolutely have to use a homemaker or home health aide if you don’t think you need them. If you just need a little extra help around your house you can most likely find what you need through various online service programs.
If you have errands or chores you need help with you can go on TaskRabbit or Favor to find help. If you need a dog walker or other pet care options, you should check out Rover.com and if it’s your house that needs the attention, you can find cleaners at Handy and repairmen or remodeling options on Porch.com and Amazon Home Services. Be sure to ask the same questions as above to find the best services in your area.
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