Moving is stressful in any situation, but seniors have the added stress of finding a place that fits their retirement budget, meets their long-term care needs, and makes them feel at home. It’s an emotional time and using an agent that has plenty of experience with these matters can make a huge difference. Thankfully, Saint Paul has agents with the proper training who can assist you in finding your new home.
Working with seniors requires some extra knowledge and experience which agents can get by taking additional training and courses. Many choose to become Seniors Real Estate Specialists through the National Association of Realtors by adding approved courses to their general training. A few states, including Minnesota, also have the Senior Real Estate Institute which provides training to become a Certified Senior Housing Professional. There are a few agents that choose to get both SRES and CSHP training.
Using an agent that is an SRES or CSHP also provides you with a network of other professionals. Your agent often works with others like CPAs, social workers, and attorneys, so they can refer you to one if you need. These professionals also have experience working with senior clients and can be helpful.
If you are 50 or older, you can work with a SRES or CSHP agent for your next move. You can be newly retired or still working your current job. You could also be an empty nester ready to downsize or an elderly senior getting ready to move to an assisted living facility.
Before you make your move, either to a smaller house, new community, or even new state, you should consider calling an SRES or CSHP agent. They know the ins and outs of moving as an older adult and will make sure that you don’t leave anything out. These agents commonly work with smaller retirement budgets and will teach you about tools like reverse mortgages, if you’re interested in trying to get the most money for your new home.
You can also benefit from the professional connections if you’re not moving but need to modify your house to make it more accessible. Many seniors can stay in their house if they make a few changes like ramps, lift bars, or stairway chair lifts. Your agent might know professionals who can take care of this, and they would be happy to refer you.
You might be taking care of things like estate planning while you’re selling your house and your agent can time the sale with those other tasks. They can even refer you to an attorney if you want to make these plans or review real estate contracts.
The internet is the easiest way to find qualified agents in your area. The CSHP directory lists all agents in each state as well as their number and website, which can be helpful if you’re moving to a new state and still want a qualified agent.
The National Association of Realtors has a search tool that allows you to find SRES agents with your zip code. For instance, 55105 comes back with three agents at firms like Coldwell Banker and Remax. If you also need help with things like foreclosures or international real estate, you can find a certified agent with those specific qualifications.
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