Assisted living communities are growing in popularity as the place of choice for many seniors in Rochester. There are quite a few reasons for this. One of the most appealing aspects of this type of setting is the fact that residents can receive help, when needed, but still enjoy living independently at other times.
The level of care and type of facility will dictate what a senior will pay for an assisted living community. Getting to know a bit more about these locations will help ensure that this is the right option for your ongoing needs. Some of the services that are provided at assisted living communities include:
Help with activities of daily life Transportation Meals Rehabilitation (at some locations) Planned activities for residents
More information about these communities in Rochester and how much they cost can be found here.
In 1973, there were 97,000 people over the age of 60, today there are more than 145,000 in Rochester alone.
It is estimated that the number of people over the age of 65 is going to continue increasing steadily for the next 15 years as the remainder of the baby boomers reach this milestone.
The total cost of living in Rochester is 15% less than the rest of the country.
It is expected that 70 percent of people who are over the age of 65 are going to need some type of long-term care at some point in the future.
In Rochester, the average cost for living in an assisted living community is $4,141 per month. The actual cost for a specific facility may vary, based on the location, amenities offered and a number of other factors. The range of cost for this care in Rochester is between $1,224 and $6,929 for the most luxurious locations in the area, per month.
A senior can expect to pay an average of $49,695 per year. This is over both the national and state averages of $43,200 and $49,200 per year respectively.
Assisted living can vary greatly from one location to another. This is why it is smart to schedule a tour at several different local facilities. While visiting a location, be sure to ask about what is included in the monthly cost, as well as what type of amenities they offer.
If possible, it is a good idea to explore the location, speak to the staff and residents and have a meal while there. This will provide a complete picture of what life in the community will be like day after day.
Some people may not realize that there are some ways to save on costs of an assisted living location. For example, residents can share their room with someone else and split the costs. It may also be a good idea to look into life insurance that will build cash value that can be used for this expense.
When an assisted living community is found, an issue that many seniors and their families face is trying to pay for the care. There have been quite a few instances of a senior and their family taking a serious financial hit while trying to pay for this care. The good news is that there are a few programs in the area of Rochester, specifically designed to help cover these costs.
In New York, there are two different programs that are offered for low-income seniors who are not able to qualify for Medicaid coverage. Each program offers some type of financial help for long-term care. One of the programs is EPIC, or The Elderly Pharmaceutical Insurance Coverage, which helps to cover the cost of prescription drugs. Another is Expanded In-home Services for the Elderly Program, EISEP, which offers help for seniors who remain in their home.
Medicaid is also offered for seniors who are able to meet the financial requirements. There are a number of waiver programs that are offered as well to help and cover the living expenses of seniors who need the care that is offered by an assisted living facility.
Seniors who do not qualify for any of the state or government sponsored programs, may consider looking into a reverse mortgage, or even selling their current home and using the money to pay for their long-term care needs.
Find assisted living in Rochester near you.