During retirement years, it’s common to realize that you need an extra set of hands to help out on a daily basis. Whether it’s with chores around the house, transportation or more specific medical care, there are senior living assistance options for every need. Here we explore general options in the Richmond area to help you decide which might be the best fit for what you need help with to stay happy and healthy in your golden years.
Richmond care costs, on average, are very close to the national median for senior care. In a study conducted by Genworth on the Cost of Care in 2015, Richmond seniors paid a median of $88,480 for a semi-private and $96,991 for a private room in a nursing home facility per year. The national medians were $80,300 and $91,250 respectively for the same type of care annually.
Homemaker and home health services were also in line with the national median, and assisted living costs were also comparable. Nationally assisted living ran $43,200 on average for the year, and in Richmond, seniors paid $46,115. Assisted living and home health services averaged nearly identical annual costs offering no significant cost advantage for one service over another.
Nationally around 10,000 baby boomers retire every day, meaning providers have more options that ever before to assist seniors with living beyond retirement. Assistance can range from in-home agency help with daily tasks all the way up to 24-hour skilled nursing care based on your particular needs. Below are the most commonly utilized options in Richmond and the surrounding areas.
For those who want to live at home during your golden years, in-home services and community options can provide the right combination for a healthy and happy retirement.
Homemaker services are available for non-medical in-home services like personal care, light housekeeping, and companionship and are administered by agencies in your area.
Home health services provide care by medical professionals like nurses or therapists at home. Seniors commonly use these services for disease management or chronic conditions like diabetes or for physical or occupational therapy.
Adult day programs provide a supervised setting where seniors can interact and enjoy activities while their caregivers are out of the home. The Virginia Division for the Aging has information to help you find a reputable center in our community.
Concierge services help with many different odds and ends around the home like running errands, walking your dog, or basic home maintenance and can be contracted through agencies in the area on an as-needed basis.
To find the right providers for you, take the time to do online research, speak with your friends and family, and ask the following questions.
Is the provider license current and compliant with state law to deliver the services you’re requesting (if required)? Can they provide proof that they are both bonded and insured? Are new staff members subject to a background check? Do they undergo training once hired? Is there a plan in place for coverage in case a staff member has an emergency and isn’t able to make their scheduled appointment with you? Does the Adult Day Center offer transportation services to and from the center?
Communities and facilities that cater to seniors are available at many different levels of care. Richmond features independent living communities all the way through 24-hour skilled nursing homes to meet the needs of their residents. Many facilities offer a robust continuum of care allowing you to live within the same community and have access to more in-depth care options should your needs change over time.
Independent living communities feature resort-style living with maintenance-free individual apartments and living space.
Assisted living communities are for seniors who require some daily assistance, but not medical care. Typically, seniors will live in their own private apartments but will have access to staff to help with tasks like transportation, grooming, and housekeeping if needed.
Nursing homes offer medical care to residents on an around the clock basis. These high-touch facilities include meals and housing, and can be utilized for both short and long-term stays.
Dementia care is specific to seniors with memory or cognitive issues and is administered in a safe environment by specialized staff to enhance the quality of life and safety of the resident.
How does the continuum of care options work at this facility? Can I have a list of the amenities included in the monthly care fees, as well as the fees? If there are additional services available, what do they cost? Are independent concierge services allowed to provide on-site assistance? At most properties the answer is no, but if you need a service not provided by the facility, dog walking, for example, be sure to ask.
Paying for senior living usually begins with accessing social security benefits and any retirement funds to fund the care. Beyond those resources, low-income seniors may qualify for assistance from Medicaid, and should apply. Veterans of war and their widows may be eligible to apply for the VA Aid & Attendance pension. Homeowners can research the merits of taking out a reverse mortgage to tap into their home equity and fund their care.
Richmond is known for its festivals, especially during the spring, and boasts hundreds of entertainment, culinary, and cultural things to do in and around the city. Annually, residents can enjoy the Strawberry Hill Races, a horse racing spectacle at Colonial Down’s that’s not to be missed in April, or the State Fair of Virginia in the fall. If you have a charitable calling, visit volunteermatch.org for a listing of open community involvement positions in the area.
With any luck, this senior living guide has sparked your interest in the Richmond area. For more information on specific topics be sure to browse our site for guides to respite care, veteran support, assisted living, and neighborhoods for seniors.
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