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How Much Does Richmond In-Home Care Cost?

Richmond offers dozens of in-home care agencies and providers to help you with your loved one’s care. Staying at home for as long as possible is the goal for many seniors and their families. Family members will try to help, but eventually may need extra assistance from an outside source. The good news is you can find aides that will work around your schedule. Virginia also offers funding options to help you cover the cost of in-home care.

Fast Facts on In-Home Care in Virginia and Across the Country

There are more than two dozen in-home care providers in Richmond.

It is projected that by the year 2020, there will be more than 1.3 million home health aides across the nation.

Seniors that reach the age of 65 have a life expectancy of another 19.3 years, as of data from 2013.

36 percent of seniors age 65 and older have some type of disability (hearing, vision, self-care, etc.)

Homemaking Rates and Services for Richmond

Oftentimes families will use a homemaker service to help their loved one around the house and provide companionship while they are out. A homemaker can do light chores, prepare meals, and run errands. In Richmond, the average hourly rate for a homemaker is $20, according to the Genworth 2015 Cost of Care Survey for Virginia.

Home Health Aide Rates and Services for Richmond

The occupation as a home health aide has risen immensely throughout the country to meet demands. These aides are trained to take blood pressure and blood sugar readings as well as perform pulse checks. They assist your loved one with the activities for daily living (ADLs) if there is any difficulty. These ADLs include dressing, bathing, eating, toileting, and mobility. In Richmond, the average hourly rate for a home health aide is $20 or $45,760 per year for a full-time aide.

What to Expect from Your In-Home Care Options and Providers

Homemakers and home health aides can work flexible schedules to meet your loved one’s needs. If your family member only needs someone to administer medication twice a day, an aide can work split shifts, or two different aides will split the time.

Aides are available for part-time or full-time work. If you are feeling a bit overwhelmed and need some time off, an aide can provide respite care. This type of care gives you a few hours to a few days to recuperate without worrying about your loved one.

If your loved one requires intensive care, consider a live-in home health aide. This type of aide is trained for emergencies and can relieve your fears if you are worried about how you will handle certain situations.

Other options include hiring a friend or family member to perform homemaker services. This option may prove to be less expensive if your friend agrees to a lower rate.

You can hire an aide or work with an agency. An in-home care agency takes care of all the details like taxes, payroll, licensing, and employee benefits. If you hire outside of an agency, be sure to check all the references for any prospective aides. Agencies typically do background checks, so you may want to consider paying for a background check before hiring an individual. Make sure you understand your role when it comes to filing taxes for an employee.

The Better Business Bureau provides ratings and reviews for in-home care companies. You can also ask friends and family members for referrals in the Richmond area.

What to Expect from In-Home Care Funding Options

Virginia Lifespan Respite Voucher Program pays a reimbursement of up to $400 to family members that are providing respite care. This reimbursement is for short, temporary care. Contact the Virginia Division for the Aging to learn more.

The Virginia Medicaid Program will cover in-home care if your loved one is of low income status and qualifies for the Program for All-Inclusive Care for the Elderly (PACE). Contact your local Department of Social Services for an application.

Veterans and their spouses may qualify for the VA Aid and Attendance. This benefit is added to the monthly pension amount to cover in-home care expenses. Contact the Veterans Administration to see if your loved one qualifies.

You can also use retirement benefits, IRAs, and long-term care policies to pay for care. Homeowners can consider taking out a reverse mortgage and using the loan to pay for care. Consult a financial advisor or elder-law attorney to learn the pros and cons of each option.

Learn more about Caregiving in Richmond, VA here:

Richmond In-Home Care

Richmond Aging-in-Place

Richmond Respite Care and Adult Day Care

Richmond Support Groups for Caregivers

Find assisted living in Richmond near you.