Referred to as the “City of Oaks,” Raleigh is the capital city of North Carolina and full of beautiful, native vegetation. The pleasant, year-round temperatures make this an extremely appealing location for those who have reached retirement age.
Raleigh is a city that is experiencing steady growth and by 2020, it is expected that approximately 17 percent of the total population of this city will be older than 65. This increase in senior residents is a trend that is going to continue on for several years as more and more of the baby boomer generation are reaching this milestone.
For some, living at home is no longer an option. While they may not need the extensive care offered by a nursing home setting, they may still need some help with activities of daily life. If this is the case, then they may discover that assisted living in Raleigh is the best option for them. Learning a bit more about it can help make the decision a bit easier.
The total number of individuals in Raleigh who are over the age of 65 has increased by almost 60 percent in the past 16 years.
The total number of people between the ages of 55 and 64 (referred to as pre-seniors) has increased by up to 97 percent since 2000.
In Raleigh, the average cost of assisted living communities is $4,200 per month. On the low end, the cost is $1,500 and the high end cost is $7,143 per month. This is only slightly higher than the national and state averages of $3,600 and $3,000 respectively, per month.
Annually, the cost of care for assisted living in Raleigh is $50,400 and there is no expected increase in the upcoming five years.
Moving into an assisted living community can be a rather large transition for some. To make it easier, a senior needs to make sure that the right location is found. One of the best ways to do this is by using the tips here:
Visit the location being considered.
Speak with the staff and residents about the level of care and service they provide.
Take some time to compare costs of different locations (don’t automatically pick the lowest cost option).
Ask what is included in the cost of the room and whether or not additional fees will have to be paid for transportation, housekeeping, laundry, etc.
Taking some time to learn about the options and what they offer can help a senior make the right decision regarding the assisted living facility they choose.
For some, the extreme costs of assisted living communities encourage them to find ways to cut costs. Some options to consider when trying to make this type of living arrangement more affordable include:
Sharing the location or room with someone else.
Reducing costs of daily living by choosing a smaller room or apartment.
Selecting a community that is not in the middle of town or activity.
One of the biggest challenges, besides making the transition to this type of living, is paying for the services. For some families, this requires them to deplete their savings and go into significant debt just to ensure their elderly loved one receives the long-term care they need.
North Carolina does offer a few options that help to pay for these services, but there are some eligibility requirements that have to be met. North Carolina has a number of programs, independent of Medicaid, that offer assistance to pay for elderly care. While these programs don’t all provide financial assistance, they each offer the ability to offset the overall cost of the burden of care for a family.
C.A.R.E., which is Caregiver Alternatives to Running on Empty, is a program that provides the caregivers of those with Alzheimer’s or dementia respite care services to help avoid burnout. Another program is the Adult Care Home Assistance program, which helps seniors who have a low income receive the care they need in an adult care home.
Medicaid will only pay for the care of certain, qualified people in a nursing home. After a period of time, it may stop coverage altogether. There are some waivers available for care that the elderly can look into, including CAP/DA.
Find assisted living in Raleigh near you.