Seniors have a lot of important decisions to make once they reach retirement. Not only do you have more time to spend with your friends and family, but also you need to think about your health and your care options. Plano has plenty of choices when it comes to senior care, and you should consider each one carefully. You can find the right care for your health needs, lifestyle, and budget. Here is a guide to a few of the options you can find in your neighborhood.
Cost is the most common concern when it comes to senior care because many older adults don’t think they can afford it. To get a better idea of the cost of senior care, here are some comparisons between the national averages and the Dallas area according to the Genworth Cost of Care Survey.
In 2016, the national average for a semi-private room was $82,125 and a private room was $92,378 per year. For the Dallas area, those costs were lower at $54,933 and $73,913 respectively. Assisted living nationally averages about $43,539 while the Dallas area tended to be a little higher at $44,440 per year.
At home options in Plano and the surrounding area were about the same as national averages. Homemakers and home health aides averaged around $45,760 per year, and that is the same cost as the national average. Adult day care programs were less expensive in the Dallas area at $15,730, and national costs were $17,680. So in most cases, you will pay less for senior care in Plano.
It’s important to remember that while these costs seem high, they are the averages for the area. Plano has plenty of providers, and you should be able to find one that fits your budget. You also need to remember that while these were the costs for 2016, they will increase over time. In 5 years, adult day care is expected to rise in price by about 6% while all other expenses will increase by about 2%.
There are two different ways that you can get the care you need. You can stay at home and have service providers come to your house and take care of things like your home, health, and anything else you need. If you can’t stay in your home any longer or don’t want to, you can also move into a community like an assisted living facility or independent community. Your choice will depend on your needs and lifestyle as well as what you can afford. For each category, there are a few different options.
Many seniors feel most comfortable in their home and would like to receive any care they need there. Luckily, there are a few ways you can make that happen with various service providers and community support.
Homemakers are people that come to your house to help you with things like keeping your home clean, planning or cooking your meals, or even helping you with personal grooming tasks like bathing. Providers like Griswold Home Care and Caring Senior Service both serve the Plano area and provide this type of care.
If you need more specific medical care, a home health aide is a better option. Home health aides like those at Cerna and Accessible Home Health Care of Collin County provide services like wound care, therapy, dementia care, medication reminders, management of chronic conditions, and monitor vital signs.
Some seniors need a place to go during the day and adult day care programs help take care of them. These programs allow seniors the chance to socialize and engage in activities while getting a meal, snacks, and supervision. You can also find programs tailored to specific needs like memory care.
Concierge services can also help you out around your home. If you need a helping hand with a few tasks like cleaning, running errands, or walking your dog you can search sites like Rover, TaskRabbit, Porch, Handy, and Favor.
To choose the right provider for you, make sure you ask plenty of questions. These people will be in your home and helping you at vulnerable times, so you want to do plenty of research beforehand. Here are some sample questions.
Do you have the proper license to operate in this state?
Do you have insurance and are you bonded?
If there is an emergency, do you have a plan of action?
What happens if my regular worker can’t make it due to weather or illness?
Do you perform background checks on all employees?
If staying in your home is not an option, or you don’t want to, there are plenty of places you can go to get the care you need. Even if you don’t need help with your house or your health, retirement communities offer a lot to seniors. Here are some choices in your area.
If you don’t want to take care of the upkeep of your home any longer, an independent community might be just what you need. These communities are just for seniors and offer private homes or apartments along with plenty of amenities like on-site salons, restaurants, swimming pools, and classes.
Assisted living also has many of the amenities that independent communities offer but also has more care options. You can get help with any medical conditions and often they have a continuum of care if your health changes or declines.
Nursing homes are what most seniors are familiar with, but they are just one option. If you have just had surgery or are recovering from a long illness, you might need to stay in one temporarily. They can also be a long-term option for seniors who can no longer take care of themselves.
You can also find dementia care facilities that are similar to nursing homes but take extra precautions for their patients. There is often a heightened amount of security, so patients won’t wander off. They also have activities to stimulate cognitive function.
What services are included in the cost of living and what services are extra?
Can I hire outside help if needed?
For independent and assisted living, is there a form of transportation to get around town?
What are rules on overnight guests or owning pets?
There are a few options when it comes time for payment. If you choose an independent community, you won’t be able to use benefits. However, you can use Social Security payments, retirement accounts, and if you own your home, reverse mortgages. Meet with an advisor to go over your options and understand all risks. For other types of care, you can look to Medicare if you’re a low-income senior or your VA bill if you’re a veteran or married to a veteran.
You might be wondering what to do with your extra free time. Plano is close to Dallas and Fort Worth so you can always find something entertaining to do there, but Plano also has a lot to offer. The Plano Senior Recreation Center is a good place to start. You can find a fitness center with classes geared towards seniors, game rooms, computer classes, pool tables, snack bar, and so much more. If you want to volunteer some of your time, you can check out the Retired Seniors Volunteer Program (RSVP).
Find assisted living in Plano near you.