In-home care allows your aging loved one to remain at home longer. Whether you need full-time assistance while you work or respite care so you can take a break, in-home care may be your answer.
According to the Genworth 2015 Cost of Care Survey for Texas, the average nursing home stay in a private room in Texas is $188 per day. Nursing homes in the Dallas, Fort Worth, and Arlington area charge more at $215 per day on average. You can hire a home health aide for $19 per hour or $152 per day on average.
When choosing an in-home agency, you want to confirm the provider is certified and licensed. You can get referrals from family and friends or read reviews online for reputable companies. Below is a sample of a few reviews from Senior Advisor about agencies in the area.
Concerning responsiveness: “We use this agency for companionship for my loved one. They are there to help out when I cannot be there. They show up on time and the administrative staff was good when we set up the services.” (Griswold Home Care)
Concerning friendly caregivers: “My loved one has been receiving help from Caring Senior Service. The caregivers that have gone so far to assist my loved one have been communicating well and have been friendly. The services that they have been offering have been good [and] at the moment there are no complaints about them.” (Caring Senior Service)
The care you need for your aging loved one is based on their needs and your family’s schedule. If your loved one lives at home with you, then you may opt for respite care through an agency or part-time help. You can also hire an agency for full-time assistance or bypass using a company and hire a private caregiver.
Home health aides help with activities of daily living (ADLs) such as bathing, toileting, dressing, and grooming, as well as household chores like cleaning, laundry, and meal preparation.
Besides hiring a private caregiver (or live-in caregiver) and using respite care when needed, more seniors and their families are turning to senior concierge services. You can contact a concierge service to grocery shop and deliver to your home, deliver restaurant and fast food meals, pick up prescriptions, or transport your loved one to medical appointments.
Texas Medicaid has a managed care program that covers long-term care including in-home care, known as STAR+PLUS. Medicare will not cover in-home care unless it is specifically ordered by the physician due to the senior requiring skilled nursing care or if the senior needs physical, occupational, or speech therapy. Your local Medicare and Medicaid offices can tell you if your loved one qualifies for either program.
Speak to an elder law attorney, financial advisor, or senior care specialist to learn about other resources you can use to pay for in-home care.
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