During retirement, you might find yourself wishing you had someone helping you out with day-to-day tasks or your care, and that’s totally normal. In fact, in the Phoenix area, there are dozens of providers who do just that. Whether you’re searching for someone to come into your home and give a helping hand with cleaning and handling your medications, or if you need access to medical care on a regular basis, there are options for you. Here we take a look at the basics of senior living and care options in the area to help you decide what might be the best fit for you.
Phoenix seniors can expect to pay below the national median for their desired senior care. According to the Genworth Cost of Care study from 2015, nationally seniors paid a median of $80,300 for semi-private nursing home care and $91,250 for private care annually. In Phoenix, the median costs were $70,263 and $81,213 respectively for the same type of care.
In addition, homemaker services and home health aides were right in line with the national averages, while assisted living was also below. In Phoenix, seniors saw an average cost of $39,000 for assisted living care, while nationally the cost averaged $43,200. Assisted living care was around $6,000 less expensive on an annual basis than in-home care services.
There are more options for senior living in Phoenix than ever before. With 10,000 baby boomers retiring every day, there are providers that are offering services spanning from basic help with household chores up to skilled nursing care at facilities. Below we discuss the most prevalent senior living options in the greater Phoenix area.
The right mix of community care and in-home service providers can allow seniors to stay living at home through their retirement years.
Homemaker services provide in-home assistance with non-medical tasks and can include personal grooming, bathing, dressing or cooking, and are available for hire through agencies in your area.
Home health services deliver medical care to your doorstep typically provided by certified nursing staff who will help with things like caring for wounds, managing chronic conditions, or administering daily medication.
Adult day programs allow caregivers to leave seniors in a supervised and safe environment during the workday. The Arizona Division of Aging and Adult Services can help you find a program in your area.
Concierge services provide a wide array of services around the home like dog walking, transportation, cooking, or cleaning and can be hired through local agencies.
Finding the best provider requires a bit of research. Reading online reviews and asking friends and family for recommendations are great best practices. Also, make sure providers meet the criteria below.
If a license is required in the state of Arizona for the services you are hiring them for, then be sure to ask to see a copy of the license. Reputable providers will be bonded and insured. New employees should have to pass a background check and participate in company training to deliver the services you require. The company should have a contingency plan to ensure that an employee will keep your appointment in case of an emergency where your original worker may not be able to make it to your home. Adult Day Center’s may offer transportation to and from the program, so be sure to inquire about costs and availability.
Every community and facility in the Phoenix area has their own unique character and atmosphere, as well as specific care levels. Some are perfect for seniors who want to live maintenance free and independently while others are hands-on medical facilities offering continual care. A choice exists at both ends, and everywhere in between. Many communities will offer more than one care level, and encourage their residents to utilize their continuum of care if conditions evolve or needs change as you age.
Independent living communities are perfect for seniors who want to live on their own but have some of their day-to-day needs like light housekeeping and property maintenance provided.
Assisted living communities are right for retirees looking for a little extra help daily with things like cleaning, transportation or personal care, but who still want their own private space in an apartment setting.
Nursing homes are designed for those with more advanced medical needs who need skilled care for the short-term following a hospitalization, or for the long-term to manage diseases or conditions.
Dementia care is right for patients experiencing memory loss who need more supervision and in-depth care to ensure a safe and healthy environment.
Determine if there is a care continuum offered at the facility. Ask about policies and procedures should you need to upgrade to a higher level of care down the road.
Obtain the monthly cost of the property and a list of everything included in that cost.
Determine if there are amenities not included in the base fee and what the costs associated with them are.
Inquire about any policies on utilizing independent concierge services while living on the property. Many facilities do not allow these services, but for some seniors who need specialized assistance such as a dog walker, it is important to ask.
There are a number of funding options available to seniors. The most common options include social security benefits and retirement accounts. Outside of those funds, low-income seniors can apply for Medicaid assistance to pay for care. Military veterans who served during a wartime and their widows may qualify to apply for the VA Aid & Attendance pension. Retired homeowners have the options of leveraging their home equity in a reverse mortgage to access funds to pay for care, and should be sure to explore this option, its tax implications, and the terms and conditions thoroughly before making a decision.
There is no shortage of festivals, museums, eateries and events in the Phoenix area to keep seniors busy during retirement. The Carefree Fine Arts and Wine Festival every March is a must-do for wine lovers and foodies and the Downtown Phoenix 4th of July Celebration will make every patriot proud. In your spare time, consider volunteering for a local charity in your community. View all the available openings on volunteermatch.org to find the right fit for you.
If your interest is sparked and you have more questions on senior living in the Phoenix area, we encourage you to browse our site and visit our other guides on topics like neighborhoods, respite care, assisted living and veteran support.
Find assisted living in Phoenix near you.