Where you age and how you take care of your health are probably two of the biggest choices you have to make as you get older. You might think that it’s inevitable that you move to an assisted living facility or a nursing home but because of the expansion of in-home health services over the years, it is possible to stay in your house as long as you can. Whether you live in Queens Village or Powelton Village, you have access to things like home health aides that can help you get out of bed, bathe, and keep you on your medication schedule as well as homemaker services that can help clean your house or run errands.
For many seniors, their doctors have confirmed that it is hazardous to stay alone in their homes and if this is the case for you too, you have a few different payment options. If you purchased long-term care insurance, you should check your policy to see if in-home health services are covered. Veterans can use their VA benefits and low-income seniors can use Medicaid benefits to help cover the cost of these services. The Philadelphia Area Agency on Aging also has a wide range of programs to help you remain in your home and you can call to see if you qualify.
Cost is going to vary greatly by region and even within the same city. Your total cost is also going to rely on what kind of care you need as well as how much care you need. Overall, the national monthly average for home-based care services like homemaker and home health aide is around $3,800.
In Philadelphia, that number goes up a little bit to $4,195 for homemaker services and $4,290 for home health aides. That breaks down into roughly $138 to $141 per day which can seem like a lot but remember these are just averages for the area and in the long run it is cheaper than the $315 daily average for a semi-private nursing home.
It might feel a little daunting to find a good caregiver but if you do your research you will end up with a company you feel comfortable with. Ask your close friends and family to see if they have any suggestions and check out websites like the Philadelphia Better Business Bureau to find top-rated businesses as well as read user reviews.
Once you have found a few companies you like, ask them questions about licensing and insurance and make sure they are bonded. You will also want to find out if they do background checks and what their payment options and scheduling procedures are. Carefully go over any contract before you sign so you know exactly what you’re getting.
These two services are the most common for in-home care but they aren’t the only ones to choose from. You can easily find plenty of services through online platforms and you never have to leave the comfort of your home.
If you need a clean house, check out Handy and if you need your dog walked or another pet taken care of, check out Rover.com. Have other errands or chores? You can look on TaskRabbit or Favor to find help and you can even find someone to take care of home repairs or remodels on Porch.com and Amazon Home Services. Just like with other companies, properly research each person that might come into your home and understand all aspects of your service agreements.
Find assisted living in Philadelphia near you.