This guide offers informative tips and suggestions to help you find the right funeral home to meet your needs. Included is an overview of several excellent online resources and search tools that you can use when making funeral arrangements with a service provider. Suggestions for ways to budget and cover the costs of funeral expenses to help make it more affordable along with guidelines of the FTC Funeral Rule are additional highlights.
The FTC Funeral Rule administered by the Federal Trade Commission (FTC) protects consumers in several ways when shopping for a funeral service provider. The laws listed on the Federal Trade Commission’s website outline the regulations and the way in which funeral service providers must adhere to the stipulated standards when dealing with the public. Examples of how the FTC Funeral Rule helps consumers include:
Funeral homes may not require consumers to purchase funeral service plans that include bundled features they do not want or need.
Consumers have the right to purchase burial containers from sources other than the funeral home that is managing the burial arrangements and services.
Funeral homes must freely provide consumers with detailed information about services along with their costs over the telephone without any obligation.
Consumers must have access to General Price Lists (GPL) when visiting a funeral home in person. The GPL must highlight all available services with their costs.
Dignity Memorial maintains an excellent selection of online resources for consumers to help them manage the process of making funeral service arrangements. Their nationwide network includes listings for more than 2,000 service providers across America and within Canada. Features on the Dignity Memorial site include access to bereavement travel services and a compassion helpline. You can use their search tool to find Orlando providers such as Baldwin-Fairchild Ivanhoe and Woodlawn Memorial Park & Funeral Home.
You can also use the online directory of funeral homes provided by the Better Business Bureau (BBB) to help you find a provider in the Orlando area. The BBB directory includes listings for accredited providers such as Compass Pointe Cremation Services, which has an A+ rating on the BBB site. Another excellent resource is the Federal Trade Commission (FTC) page for funeral planning tips that list additional helpful suggestions.
The most effective way to save for any expense that may arrive in the future is to put money aside in a rainy day fund. Aside from the option of having a savings account, alternative solutions include opening a trust fund or purchasing a life insurance policy well in advance so you will have a way to cover the costs of funeral services when the time comes.
Other creative ways to budget for funeral arrangements is to purchase only those features that you need and to do without costly extra service items. Honoring the memory of a loved one is still possible without buying an expensive casket. Having the post-burial reception at a friend’s home instead of paying for catering services is yet another way to save money. Be sure to check out the Federal Trade Commission’s (FTC) funeral pricing checklist for additional tips and suggestions.
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