Chores are a necessary evil, but what happens when advancing age makes performing many routine household tasks difficult, or even painful? It’s an unfortunate fact of life that as we get older, we’ll become less capable of living independently. Fortunately for Omaha seniors, there is an incredible range of senior services that can help you to maintain your independence and a good quality of life. You can take advantage of homemaker services to take care of chores as varied as cooking, housekeeping, grooming, and even assistance with bathing. There are a variety of service providers who will help you with tasks like shopping, finding a handyman, and having necessary items picked up for you. On the other hand, once you decide it’s time to move into an assisted living facility, Omaha has many high-quality senior living communities where you can enjoy arrangements from hotel-style accommodation to comprehensive nursing homes where medical and personal needs can be seen to in one location.
According to the Genworth survey of long-term care costs; Omaha is just below the national median cost of senior care in 2016 for most senior services. A private room in a nursing home is going to cost about $79,000 per year in Omaha as opposed to the national average cost of a little more than $91,000 annually. Of course, you can realize sizable savings by living in a semi-private situation. While the national average cost of a semi-private nursing home room is $80,300, a semi-private accommodation in an Omaha nursing home is only $71,000 per year. If you’re able to enjoy more independence, then an assisted living facility is $48,000 per year in Omaha, which is a little north of the national average cost of $47,000 in 2016.
The steady increase in the age of the average American has resulted in hundreds of companies competing to provide a broad spectrum of services for seniors. You can design a custom care package using services from many different providers. You can look into assisted living facilities where many services and amenities are available on-site. Enjoy the activities and social opportunities in adult day programs in and near Omaha, and enjoy going back to your familiar home at the end of the day. You need to familiarize yourself with what’s available to take full advantage of what Omaha offers seniors.
If you intend on staying in your home as long as possible, then you’ll need to know about the in-home and community senior services available to you. There are homemaker services like Home Instead Senior Care and Touching Hearts in Omaha that will assist you with routine daily tasks. Enjoy amenable companionship and someone to do light housekeeping and cooking, and even help with grooming and bathing. For health related home care, look into in-home services like Encompass Home Health and Caring Senior Service of Omaha. These senior service providers will assist you with important medical tasks such as diabetes care, physical rehabilitation, cancer, and cardiac care along with many others. Take advantage of convenient concierge services to take care of the many small tasks that can consume your day; TaskRabbit and Amazon Home Services are two large-scale providers, but you can look into service providers like Rover, Favor, Porch, and Handy to help you with daily tasks.
If you’re considering using a senior service provider, there are some general questions that you should ask along with the questions specific to your situation. Is the service provider licensed, or has the proper permits to operate in your state? Is the service provider insured or bonded? What happens if your helper can’t show up one day, will they send a substitute? Has all the staff been vetted with a thorough background check? If the service is located outside your home, will transportation be provided? It’s a good idea to read reviews from current customers and speak to people who have also used the senior service provider you’re considering. Make sure that they’ll provide quality, consistent service.
Eventually, the prospect of being alone in your old home becomes less attractive. Advancing age and diminishing abilities and energy levels mean that an assisted living or nursing home accommodation is a necessity at some point for many people. Luckily, Omaha seniors can choose from many different options in senior communities. If you simply wish to avoid housework and repairs, while having amenities available near you, choose a hotel or resort-style assisted living community. For seniors with more complex health needs, there are senior facilities that can provide varying levels of care depending on your circumstances. Consider a facility that provides a continuum of care; you can start out in a hotel-style situation and scale up the level of care to nursing home level as your health changes.
What services are included with your monthly rent? Are there any amenities or services that must be paid for separate from the rent? Does the community offer a continuum of care? How are meals served, and what about drinks and snacks? An important consideration to ask is whether the assisted living facility or nursing home allow private service providers to serve you on the premises? Each senior community can have their own rules regarding outside service providers.
Paying for needed senior services can be difficult. Senior services are expensive, and you’ll need a strategy to cover the costs. Frequently, a combination of pension and Social Security benefits will go a long way to covering the costs of care. However, what if you’re still short? Consider using the sale, rental or even reverse mortgage of your home. There are many ways to turn your home into a lump sum or monthly payment to finance your senior care needs.
Omaha is home to great dining, wonderful entertainment, and interesting cultural opportunities. Use websites like Seniors Omaha and learn about all the fun things to do in Omaha. If you enjoyed this short guide consider reading our guides to all things senior in Omaha to learn more detailed information on neighborhoods, businesses, and other topics important to seniors.
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