Many families are concerned that they may not be able to afford the hefty price tag of nursing home care for their family member. In Omaha, this can be particularly true since there are plenty of luxury facilities that charge high rates. Luckily, compared to the rest of the nation, nursing home rates in Omaha are quite affordable. You are sure to find a place that fits your budget.
In 2014, the most recent year for which numbers are available, there were more than 12,000 Nebraska residents living in nursing homes.
Recent surveys and health inspections have found that the highest quality of care is found in nonprofit nursing homes.
There are 216 certified Medicaid and Medicare nursing homes in Nebraska.
60 percent of Nebraska nursing homes are for-profit, 30 percent are nonprofit, and 10 percent are government run.
The price of Omaha nursing home care is really quite affordable when you compare it to national and statewide averages. As of April 2016, the national median cost for a semi-private room in a nursing facility is $82,125. That rate is $70,810 in Omaha. For a private room in Omaha, you will pay an average of $79,023 per year compared to $92,378 nationally.
When you are not used to the costs of long-term care, these numbers can seem exorbitant. However, there are ways to mitigate the costs and to make a room in a nursing home more cost-effective for you. Also, within Omaha, there is a wide selection of different rates. You can lower the expense of nursing home care drastically depending on the type of care you want. It should be simple to find a facility that meets your financial needs since there are more than twenty homes in Omaha.
The main goal of most nursing homes is to provide you or your loved one with the best quality attention and medical care possible. Doctors, nurses, nursing assistants, and other trained health care staff are always on hand. Also, when patients are in need of them, specialists are also called in. The staff is skilled at treating wounds, ensuring all medical needs are met, administering medications, and performing and scheduling therapy.
Staff members are also trained in handling patients who are at the end of their life, and they know long-term care procedures. Not only do they offer hospice care for residents and their loved ones, but they also provide emotional support. Also, basic needs are also met, including specially prepared meals that meet precise nutrition standards, therapy and exercise to stay strong and active, and mental health checkups.
Seniors do not want their lives to be reduced to worrying about medical procedures and care. Nursing facilities recognize this and make sure to provide fun and entertainment. Social activities, including theme nights and live performances from local groups, are organized by nursing homes to keep tenants in high spirits. If you are able enough to travel outside of the home, you can also participate in field trips. These trips provide a great opportunity to experience all that Omaha has to offer.
It is obviously very important to find the right facility for you, but that is easier said than done. A good way to start is to create a list of what you are looking for in a nursing home. Then, find places that feature the characteristics you want. Once you have some good prospects, visit each one of them, ask plenty of questions, and ask to look at their state inspection report. You will want a good feel for your potential new home, so find out everything you can from directors, staff, and current tenants.
You will want to orient yourself with the home and see the areas and rooms where you will be spending your time, so try to get a tour of the venue. If you can, interact with staff members and grab a meal with other residents to make certain you will be comfortable once you do move into the facility.
Before you move into a nursing home, one of the biggest issues you may face is finding a way to pay for your nursing home care. For most older adults, it is a considerable expense. Thankfully, there are several methods for finding the money to cover the costs and to lower your expenses. For example, semi-private rooms are always more affordable than private rooms. When you pick a semi-private room in Omaha, you can expect to save over $8,000 per year. Additionally, it is easier to make new friends and avoid being lonely when you have a roommate.
You might consider renting or selling your home to help pay for your care if it would just be sitting empty once you move into a nursing facility. Cashing out a life insurance policy or a reverse mortgage can also help with paying for your room in a nursing home. However, these solutions are not for everyone. Consult with a trusted financial consultant before picking these options since they could have ramifications in the long run.
You might be able to cover most if not all of your costs for living in a nursing home with a long-term care insurance policy. Your next best alternative will be Medicaid when you need financial assistance and you do not have insurance policies. You could have a significant amount of your care taken care of just by checking your eligibility. Veterans have an additional financial assistance resource through their VA benefits. Also, there are specific state-run nursing homes that are dedicated to helping vets.
When you take the time to do the research and find out what is available out there, you are sure to pick the nursing facility in Omaha that is perfect for your later years. Good luck in your search!
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